£0 remaining for a fridge and a microwave

M is an older lady who works part time and is in receipt of Universal Credit. Due to mobility issues she had to reduce her working hours. She has been in very unsuitable unfurnished temporary accommodation for a number of years but has now been offered the opportunity to move to sheltered housing. She will need to buy white goods and other furniture but has no savings and is also burdened with overdrafts and credit card debt. Can you help M to purchase some essentials for her new home?