M is single and living on state pension and small private pensions. M suffers from Chronic Fatigue and a lot of anxiety regarding finance. Her financial problems have resulted in her paying most of her income to credit card debt, leaving no money to buy food and essentials. The situation has been self-exacerbating, relying on cards when money is short, thus creating greater repayment amounts that will increase her debt. M would like a Debt Relief Order so that she can clear her debts and give her a much needed fresh start.
Your search for Universal Credit has produced 27 results.
This lady is on Universal Credit and, in the last six weeks, has had to replace her hoover and washing machine. She has no money, due to the increase in gas and electric, and her cooker has stopped working. The only way she can heat a pan is by standing with the cooker and holding the button in. She lives in a remote area where there are lots of power cuts so she needs to have a gas cooker. This lady is happy to look for a preloved gas cooker and has a friend who is a registered gas fitter.
K is a single mum who has a five year old son with behavioural and learning difficulties. She has been housed in a privately rented flat but, unfortunately, the landlord(for the past two years) will not get the oven or cooker repaired. This limits how she feeds them both so a microwave with oven and grill options would help her to give them both a healthy balanced diet. K lives on her weekly Universal Credit payments and is trying to find work but, with her son's needs, it is not easy.
K suffers from depression. She was receiving disability benefits for about eight years but this payment was recently stopped. As a result, she has had less income and been unable to manage her finances. When she is depressed, she struggles to control her spending and this has left her in severe financial difficulty. She is receiving support with her depression and knows that if she has a Debt Relief Order, she will no longer be eligible for credit which will help to reduce her spending and also improve her health
E is a Foster mother of a school age daughter with physical and mental health problems. She works part time but has historic credit card debts; therefore, she has no assets and no savings. She is being helped to repay her debts through a debt plan with Christians Against Poverty and is a member of a local Church. £150 will enable her to replace her washing machine which has stopped working and can’t be repaired.
D recently left supported housing and has now moved to his first flat. However, he needs to completely furnish the flat as he was unable to take anything with him from the supported house. D receives Universal Credit and cannot afford to purchase all he needs to furnish the flat and has no other means of fully equipping it without help and support. At the moment, friends and family are helping him with food and cooking, but having his own cooker would mean so much to him.
This lady lost her Mother to cancer two weeks ago. Due to her very poor mental health, she has been unable to work for a while and receives Universal Credit. At the same time it was found that her daughters bed mattress was mouldy and so she has given her bed up to her daughter and is sleeping on the bare divan base. There is something wrong with the electric meter which is being investigated and they are currently cut off. Please could we get her at least a comfortable bed to sleep in?
Mother with school age daughter who has been in temporary accomodation following escaping domestic violence. She has now got the keys for a new home but has no carpets. She is on universal credit so has very limited money coming in for carpets etc. Has got some help with furniture and other household items through a grant obtained by the Family Support Worker(FSW) at her child's school. The same FSW has asked if we can help her find £70 to pay for two second hand carpets for the home.
K had to leave work during the second lockdown due to her mental health and physical condition. This then led to her life spiralling out of control and to her being unable to keep up with her bills and debts. Each day brings its own worries, and she receives daily texts and phone calls from creditors, making her anxiety peak to the point of crying constantly. Being able to help her with these debts will give her the breathing space she needs to get back on track and into employment.
D works for Parks & Gardens and is behind in his Council Tax. This could get him into trouble at work, which is causing severe anxiety. His teenage son is living with him and is having problems at school. He has been referred to an Outside Education Unit for three months. The family is struggling financially and using a Foodbank. Under the supervision of Child Support Services, it is imperative that they have twenty four hour phone access, which is currently difficult, as the mobile contract is regularly in arrears.
O has a high debt level, including serious rent and council tax arrears that are badly affecting his mental health and he has contacted his doctor for help. He has approached StepChange for debt advice and a Debt Relief Order is recommended for a fresh start, but he is unable to raise the fee on Universal Credit If O can have a fresh start with his finances, it will go along way to help his mental health, and allow him to deal with other personal issues he is struggling with. Thank you
D is a vulnerable adult who suffers form severe agoraphobia. He is on basic Universal Credit and cannot afford to buy a washer. He is; therefore, struggling with hand washing. He is being supported by the Ancora Help Through Crisis project.
A man has come into Foodbank who is on minimal Universal Credit, living on £23 for food and household expenses a week. Hiss eighteen year old daughter and her six month old baby haves just come to live with him. He is in a single bedsit and now has to provide for them. He doesn't know how long they will stay so, in the meantime he is struggling. We've sorted a fuel payment for him but he doesn't have a phone to receive the credit. His phone is in the pawn shop so your gift will release his phone and fuel payment.
M was diagnosed with anxiety and depression after his partner died in March. He was forced to move out of his partner's house and has found a flat in an independent living complex. He is still trying to get his Universal Credit payments sorted out and is struggling to pay for a new bed for his flat. Any help would be hugely appreciated.
K is a forty year old single mum with three children. Tragically, she has been given less than six months to live due to terminal cancer. Due to an issue with her Universal Credit, K has no money to support her family this month. Please help us to provide her with grocery shopping vouchers to alleviate some of the financial pressures the family face while Citizens Advice resolve her Universal Credit issues. Thank you.
Paul lost his job six months ago due to Covid, just as his partner was about to have their baby. They are on Universal Credit and their fridge freezer has stopped working so they need a replacement. All their available funds are taken up with providing food, heating and clothes, which does not leave anything for emergencies like this.
M suffers from Post Traumatic Stress Disorder, paranoia and psychosis and, as a result has been homeless and sofa surfing for a very long time. She now has professional support, and has been given a new place of her own. She has enrolled on a part time course to improve her employment situation. She lives off Universal Credit and has managed to pay for some second hand furniture, but has nothing left for a cooker. Having a cooker would make such a huge difference to her and give her a sense of finally feeling at home in her own place.
J is seeking a Debt Relief Order due to multiple debt issues causing financial hardship, but is unable to raise the fee due to a deficit budget. J has large Universal Credit deductions which is making budgeting impossible so she is currently having to rely on Foodbanks. Help towards the Debt Relief Oder fee will ensure that J is able to start afresh, free from the problem of debt. Thank you!
H is a single mum who made some poor credit choices when she was younger. These have left her with debts of around £4,000 which she is really struggling with. This is having an impact on her mental health, causing depression and anxiety. A Debt Relief Order will give H the relief she needs and enable her to concentrate on her young family. Please help us set her debt free.
L is a seventeen year old single person and twenty nine weeks pregnant. She is currently sofa surfing, having no fixed abode, and doesn't get much income from Universal Credit. L doesn’t live at home, as her and her mum had a falling out and she was had to leave the family home. She is trying to build back the relationship but this will take time. L needs help with clothing for herself, as none of her clothing fit her whilst pregnant, and this is restricting her from going out and doing daily tasks.
G is a single person currently claiming Universal Credit as his sole income. He is sofa surfing with friends as he has recently come out of prison. While he was in prison, his girlfriend separated from him and threw all his personal items in the bin. He was released in November and has only one set of clothes so has been washing them every few days. He is looking to move on from what has happened and have a fresh start.
This gentleman has had a recent spell in hospital due to a deterioration in his physical and mental health. His bed is in very poor condition and has aggravated his back problems. He desperately needs to purchase a new bed, but doesn't currently have the financial means to do so. Unfortunately, he has lost his employment due to ill-health, and is being supported to complete a new application for Universal Credit.
D is a single mum with three sons in their twenties and two grandchildren who she looks after three to four days a week. They are currently at risk of eviction since October when they contracted Covid and have not being able to pay their rent and arrears. One of her sons is self employed and the other son lost his zero hour contract. The family have had to choose between food, heating and rent. D reached out to Christians Against Poverty for help and the boys have signed up for Universal Credit so hope to be back at work soon. They will struggle to make up for the two missed payments. D is desperately praying that an Eviction Warrant won’t be served.
M is seeking a Debt Relief Order due to numerous priority and non priority debts. He is currently struggling with a budget deficit and this is worsened by Universal Credit deductions. M has long term health issues relating to his mental health and the outstanding debts are increasing these issues. Help towards the Debt Relief Order fee would enable him to submit the Insolvency claim and help resolve his issues. Thank you!
N was released from prison in November 2021. He moves into new accommodation tomorrow and is very excited about that. N is very keen to address previous mental health issues which led to past drug use and is waiting to engage with a local mental health service. He is also working with J42 to become employment ready. N really needs a smart phone which would give him internet access and the ability to apply for jobs. Any support would be gratefully received. Many thanks.
Client of mine Michael has some debts which have accrued due to a previous relationship and his mental health. He is in a much better place now as the pressure from his creditors has now eased as we are helping him. The recommended route is a DRO.
M has a young son, with additional needs and just starting to get her life back, after years of domestic abuse. She came to us for help with her finances and we're negotiating pro rata payments to her creditors. Unfortunately, her fridge has just broken and isn't repairable. She is doing her best not to get into more debt. She has come such a long way, finally seeing some light at the end of the tunnel. Can you help her to get a new fridge and relieve some of the pressure she's feeling?