A is on a ventilator (not Covid-19 related) and suffers from heart disease, diabetes, and other conditions. She's receiving end of life care, and is estimated to have only a few months to live. More than a quarter of her weekly benefits is being deducted to pay off arrears with the utility company. Her doctor has contacted the company to explain the difficulty she is in, but there's been no reply. Her reduced benefits make it a daily struggle to make ends meet so she needs to pay off her debt.
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K is a carer for her 24-year-old son who has health and learning difficulties. K herself has mental health problems, and finds it hard to cope. They are getting some help with debt and rent arrears, but there is no money available for extra expenses. Both mother and son need clothes and, in particular, footwear, as what they have is worn out.
K is a single Mum with borderline personality disorder. She has 2 teenage sons living with her and another son for whom she shares care with her ex-partner. She can't work and has difficulty making rational decisions about her life, including finances. She has many debts due to her mental health problems and can't repay them from her benefits income. She has sought help from Citizens Advice, who recommend a Debt Relief Order. K hopes that Acts 435 donors can help her with the fee.
R has schizophrenia and was cared for by his Mum until she died 7 years ago. Now he shares a private rental but has no family or other support for his mental health problems or for managing his day-to-day living. He can't work and relies on benefits. By arrangement his rent is paid, but debts have built up, leading R to seek help from Citizens Advice. A Debt Relief Order is the only solution in the short term, while some longer-term help for R is sought. R would be most grateful for the fee.