T was brought to us for money advice by her family support worker. Following an abusive and controlling relationship T is in debt. She moved out of the toxic relationship but the debts, put in her name, have followed her. There is no way she can pay these and provide food, heating, new uniforms for her two young children and no-one to ask for help. Getting a debt relief order would get rid of debt so she'd be in a better position to provide for her young family.
G has come to us for debt advice. Following illness and then changes to her benefit she became homeless last year and has been in a bad place. With the help of a local rehousing charity she is getting back on her feet however debts from her past are affecting her future. Getting a debt relief order would allow her to focus on rebuilding her life and get rid of much stress and anxiety about her debts which, at the moment, are out of her control!
B's start in life hasn't been the easiest and he is desperately in need of a debt relief order. He has attachments to his Universal Credit meaning he has £150 a month to live on - his stomach aches from not being able to eat! There are no family members to ask for help - we really someone can help this young man not just survive but live! Thank you.
L is a single mum of 2 young children. She has an apprenticeship and is therefore on low income. She has struggled to pay old debts but isn't getting anywhere. She doesn't want to give up her job - she wants to be a good role model for her children - but is having to think of every option. Getting a debt relief order would mean she could keep her apprenticeship and get a fresh start so she can focus on being the best mum she can be. Thank you for any help offered.
D is a single mum of 3. She borrowed money to survive during the changes in her benefit and is now struggling to pay the debt whilst providing ongoing food, heat, a roof over their heads. Getting a debt relief order would immediately alleviate this problem meaning she would have enough money to spend time with her children without worrying where the next meal will come from. Please can you help?
J lives alone and has large debts for rent arrears, council tax and other debts run up by his ex wife and for which he is liable. He has been out of work since April and receives Universal Credit. He has so many deductions from his benefits that he is left with around just £16 per month to live on. He has been advised that his best option is a Debt Relief Order but he has no money for the fee. He would be grateful for help with this, which would give him the opportunity to make a fresh start.
We recently visited a lady of 64 years old who had no heating nor hot water due to a broken boiler. We have managed to get her a grant for new boiler but she has other issues. She owes money to the energy supplier and other organisations after being forced on to long-term sick due to suffering from Arthritis and Carpal Tunnel Syndrome. She has no cooker and no washing machine, therefore we are making this request on her behalf for £120 to purchase a cooker. Many thanks.
JM is very vulnerable & now lives in supported accommodation. His ex-partner asked him to leave their home, which he did, leaving everything in it for his ex-partner and their son. JM does not manage his own finances his benefits are paid into his mother’s bank account, she pays his bills and gives him money as he needs it. She has been helping him to save up for essentials but he still needs a hob, which he cannot afford. Once he gets a hob his son will be able to stay with him
A. is currently being taken through an insolvency process with Christians Against Poverty. Finances are extremely limited due to his low income relating to serious health issues. He has a wife and four children. He urgently needs a passport, as it is the appropriate ID required to open up a basic bank account. The account that he currently uses charges a monthly fee plus a £3 charge for every cash withdrawal- an expense that they cannot afford. The cost of a new passport is £85.50.
S is a middle aged woman who tries hard to keep her flat clean and tidy, despite being in considerable pain. Five years ago, multiple health issues forced her to give up work, and her physical difficulties have affected her mental health. In recent years she has incurred debts, which she finds it impossible to clear, as necessities take up most of her income leaving just £10 a month for extras. S is asking for donations towards the fee for a Debt Relief Order, so she can have a fresh start.
S is a warm, communicative young woman who has been the victim of sexual exploitation and domestic violence. As a result of her experiences, S had a breakdown a few years ago. Severe mental health issues mean she struggles to cope with everyday challenges. She has a son, who is currently looked after by his grandma. S has been advised to request a Debt Relief Order (DRO), in order to get a fresh start financially, and hopefully physically and emotionally. She requests donations towards the DRO fees.