J has come to us for help with his debts. Following the death of his ex he has given up work to take over the care and upbringing of his three children. He has historical debts and is now desperately struggling to manage with every day bills and payments. He has no-one to turn to for help. Getting a Debt Relief Order would get rid of his old debts so he can focus on the present and being the best parent he can be. Thank you.
K has come to us for debt advice. In March she was let go from her job and until recently hasn't been able to find work. Thankfully she is now working but the debts she incurred during this six month period are beyond managing, plus she has debts from a previous abusive relationship which are causing her much anxiety. She is so worried - she is struggling to work effectively. Getting a Debt Relief Order would take that anxiety away allowing a fresh start and the ability to enjoy working again. Please can you help?
S was working as a bar manager before Covid-19, he was laid off and even though he qualified for benefits he quickly got into debt. He doesn't have any savings and the drop in income has affected his ability to pay his outgoings. He has been advised by Citizens Advice to apply for a Debt Relief Order (DRO) but the admin fee is £90 which he cannot afford. Your help with this will allow him to make a fresh start and pay an agreed amount to his creditors. Please help S have a fresh start - thank you.
D has unaffordable debts that he cannot pay and it's causing his mental health to decline. He ran up the debts when he had a long term partner and they went into debt to buy things for their home. Sadly the relationship broke down and D moved out. As the debts were in his name he has tried to continue paying them but realistically he cannot afford to do this with just his benefits. Please help him to pay the £90 admin fee for a Debt Relief Order so he can make a fresh start with his finances. Thank you.
R has come to us for money advice. She's a single mum of two and because of depression following a family loss she's stuck her head in the sand and is now drowning in debt she has no hope of paying. Because of her illness she's unable to work but wants to provide a secure home for her children. She has no-one else to ask for help.
Whilst waiting for a Covid-19 test to come back, D and their family have been self-isolating. In this situation they have not been at work or been paid as they are on a zero-hours contract. This means that this month they are £100 short of the full rent amount for their social housing accommodation. It would be a huge help if we could help with a rent top-up during this uncertain time. As soon as they can get back to work they will be able to keep on top of rent and bills again. Thank you.
G has poor mental health and anxiety. This has been made worse by the Covid-19 situation. She hardly goes out and is struggling with her debts. She came to Christians Against Poverty a few months ago and is so thankful for our debt help. She always loves to be prayed for over the phone and is beginning to see light at the end of the tunnel. Your help could mean that in a few months G is debt free and able to move on from her past. Thank you.
T has come for debt advice. Her husband lost his job during Covid-19 and is struggling to find more work. They are being chased by creditors aggressively and T doesn't know what to do. She daren't leave the house and wants to spend all day in bed. T is beside herself with worry and anxiety - it's affecting her ability to function as a mum. Getting a Debt Relief Order would stop the calls and allow mum to be there for her children and to try and focus on being the best mum she can to be.