D has recurring episodes of mental ill health. He was getting employment from time to time but has difficulty managing most aspects of his life, including his work and his finances. He doesn't have the support he needs, though Citizens Advice try their best to help him. He has accepted that he needs a Debt Relief Order to clear his accumulated debts, and a kind donation for the fee would be greatly appreciated.
G was referred to us for debt advice by a local Christian charity. G is a single dad of three young children who has got into debt after giving up work following a serious case of sepsis. He has struggled for three years to manage but after a lightbulb moment and support he realises the only way for a better future is to try and become debt free. Getting a Debt Relief Order will give him and his children a fresh start so they can focus on the future and enjoy the here and now.
D was working until the beginning of the year and was able to manage her financial commitments, but she lost her job at the beginning of lockdown and her mental health has deteriorated. She has been working with Step Change who have suggested that she apply for a Debt Relief Order due to her circumstances. The court cost is £90 which she doesn't have. Please help her to pay this administrative fee so that she can have the fresh start she needs. Thank you.
T has rent arrears from a previous flat, at the time there was a mix up with his benefits and he hadn't realised that he had arrears until he moved out of the flat. He now wants to apply for another council tenancy but these historic arrears that he has never managed to clear are preventing him from being considered for a new property. He has been advised by Citizens Advice to apply for a DRO (Debt Relief Order) with the courts, but he cannot afford the £90 administrative fee. Please help him if you can, thank you.
M separated from his partner 4 months ago and has been homeless and sleeping rough ever since. A local charity is trying to help him find temporary accommodation but nothing is available yet. His tent and some of his belongings were damaged recently when they were left unattended. He has managed to replace some items, but not everything, and he is now short of money. Help to replace his damaged tent and sleeping bag would be much appreciated and also help with food costs to see him through to his next benefits payment in 3 weeks time.
This applicant is the victim of violent physical abuse by her adult son who has Attention Deficit Hyperactivity Disorder. He has caused her multiple injuries. The police have removed him from the property but he has left a trail of serious damage including smashing up the kitchen and the cooker. She is in a poor financial condition with just a state pension and has commitments to paying off debts. A new cooker would ease her situation and enable her to cook hot meals during the cold days ahead.
A came to us for a food parcel but she offloaded that debt meant she wasn't able to buy enough food to last. Because of past trauma, A had become dependent on alcohol and had last year been homeless, living in a tent. She was getting support from a local rehousing charity but having debt was still causing her much anxiety. There is no way this lady can manage the fee and she has no one to ask for help. Please can you change this lady's life so she can start again debt free?
N lives alone and has physical and mental health problems which confine him to the house for much of the time. He struggles with his finances and has been fined for not keeping up with his TV licence payments. He has £112 still to pay and must make a payment by the end of the month otherwise bailiffs will be called in. He has run out of money and is very anxious about it. He has also run out of gas so can’t put any heating on and with the colder weather this is affecting his health. He would be very grateful for help with these costs.
A lives alone in a housing association flat. He is on Universal Credit and is the recent victim of a theft. He is struggling to pay for his electricity tokens and when his electric goes his central heating goes as well because it has an electric pump. So he goes without heating, cooking and light. He is trying to save to pay for a Christmas present for his adult daughter who he has only just become reunited with after 32 years.
B has been struggling with a rat problem. She lives in rented accommodation and has been told that she needs to pay for this problem herself. B has Alzheimer's and is struggling with day to day life. She is also using Christians Against Poverty for debt help currently and is on a tight budget. It would be such a big help if the rat problem in the ceiling could be sorted by Christmas. Thank you.
K lives alone and suffers with poor physical and mental health. He has spent the last couple of days without any electricity, has no money left, and isn’t due to receive his benefits for almost 2 weeks. He has £55 debt on his meter which must be cleared before he can get into credit. He is also struggling for food and having to rely on help from friends to get by. He would really appreciate help to get his electricity back on and in credit and also help with food costs to tide him over to his next benefits payment.
GD has always worked and paid his bills on time, he tries to be responsible with money. He recently lost his job, applied for benefits and waited 5 weeks for his first payment to be received, he used the money he had in his bank account to tied him over, but he has now run out of funds and the benefits he will get are all spoken for as his outgoings are more than the benefits he will receive. He wants to move to a cheaper gas supplier but has to pay off his bill first. Please could you help him?
D lives alone and claims Universal Credit. She has always worked until ill health meant she had to stop 18 months ago. She has been diagnosed with multiple cancers and has to attend different hospitals, often at short notice, for procedures and treatment. The travel costs are crippling her, leaving her struggling to meet her day to day needs. £150 would help to provide bus passes to cover the next 2 months to get her to her appointments and this would be a big weight off her mind at such an anxious time.
K suffers from multiple health problems and has poor mobility, making it difficult for her to get about. She has particular problems with access to her flat which is upstairs. She really needs a ground floor property but the local council won’t consider it until rent arrears, owed from many years ago, are settled. K cannot afford to pay the debt and has been advised to apply for a Debt Relief Order. This would enable her to move to more suitable accommodation. Sadly, she cannot afford the fee and would appreciate any help.
A 36 year old refugee parent is desperate to receive help to pay an outstanding water bill from her previous housing as she was moved into a council accommodation when she received refugee status during the pandemic. She is now on Universal credit with reduced benefit and had no warning to begin to save to pay this overdue bill. This is causing her stress and she asks for your help to pay the bill as COVID-19 has meant she has no savings left.