M is a single mum with 3 children, the youngest of which is just 6 weeks old. Her benefits were reduced in August last year, and as a consequence she has built up multiple debts. These include large rent arrears, putting her tenancy at risk. She has been advised that her best option is a Debt Relief Order, but she cannot afford the fee. Help with this would be really appreciated and would give her the opportunity for a fresh start and would give her peace of mind, knowing her tenancy was secure.
V is a single Mum with two small girls. She works part-time but got into debt due to a benefits mix-up and has never caught up again. She daren't open her post for fear of further bad news and is getting seriously unwell with the worry and concern for the children. She has sought help from Citizens Advice, who believe that a Debt Relief Order is the only way for V to get back on her feet again. V can't afford the fee and would be very grateful for help with this from Acts 435.
S is really struggling as her universal credit claim hasn't been sorted since before Christmas. The family are needing support from a foodbank and are seeking help from citizens advice. They need help with paying bills through this very difficult time.
R is a young mum of 4 and is struggling financially. MAST are working with the family but times are hard. Mum owes a large amount of money to the energy suppliers and they have now cut off the heating. Money is required to put the heating back on as Mum has a young baby.
A.L. was homeless last year, she moved into temporary accommodation and didn't realise that the gas meter was on a default tariff. She wrongly assumed that this gas bill would be about the same as it was at her previous address, but when her bill arrived it was much more than she had budgeted for. We have contacted the gas provider and they have agreed to reduce the total debt but she still needs to pay £120 towards the cost of the arrears.
My client, E has been struggling, but is getting on top of her debt, with the help of Christians Against Poverty. She is a young mum with with a baby and toddler. At a point when she has already been struggling with changes to her universal credit, her fridge has stopped working, after she had ordered a food delivery. She would be really grateful if you could help her replace her broken fridge as soon as possible. Thank you!
J has a toddler and is pregnant at the moment. Her partner has left her alone and she is struggling to get everything sorted out before she has the baby. Her debt doesn't seem to be too high but she is so stressed and anxious. She is going to raise £40 toward the Debt Relief Order fee but without help for the rest of it she is going to be pushed into severe hardship and so it would be amazing if you could help her get out of this situation and into a fresh start and a new life without the stress. Thank you!
This lovely lady is really keen to work with Christians Against Poverty in the long run to deal with her debts which resulted from mental ill health and relationship breakdown. She is really stuck in the short term to get to a place where she is in front with payments and able to make ends meet until the end of the month. It is her son's 1st Birthday next week and so a little help to get him something would be really appreciated and would be a big weight off her mind. Thank you.
L and her partner came to us for money advice. They had got into debt following family illness and then having to move from their family home and change of benefits. L has mental health issues and the debt problems make them worse. The family have tried to keep on top of their debts but have ended up borrowing money to pay debts and the cycle just keeps on going. Getting a debt relief order would stop the attachments to her benefits and take a weight of her shoulders.
R and his partner came to us for money advice. They'd got into debt following family illness, moving from their family home and change of benefits. R cares for his partner who has mental health issues and looks after their 4 children. He currently can't work but hopes to in the future to set a good example to his growing children. The family have tried to keep on top of their debts but have borrowed money to pay debts and the cycle just keeps on going. Getting a Debt Relied Order would help them move on.
V is currently not working as she is suffering from depression following her marriage breakdown and the death of a grandchild. Her only source of income is Universal Credit but she is losing 40% of this to deductions being taken for various debts. She badly needs a Debt Relief Order, which will reinstate her lost income and rid her of a number of problem debts. She feels that this could be a first step towards rebuilding her life.
J is a wheelchair bound disabled lady who was referred to our service by the local Council Tax enforcement team as she has substantial council tax arrears. They are really keen to help her sort our her debt problems because they know J needs help. Noah's Ark is a specialist Debt Relief Order (DRO) service and we use them to quickly help people like J get back on their feet. Any help in funding her DRO fee would be greatly appreciated.
S lives with her partner who is housebound due to a back condition and arthritis. They rely on a foodbank for support and S is looking for a job. They need support for essential bills and a new bed. Any help will be greatly appreciated.