P is an aspiring student, though she has had her educational journey in the past cut short through health issues. She is currently experiencing hardship through various debts which have spiralled out of control. A debt relief order would regain control and a sense of normality in P's life and enable her to reapply for further education and get back on track to self improvement.
G is a single person who is living with severe mental health issues. In 2018 G had a severe mental breakdown which resulted in her being made homeless and accruing a considerable amount of debt. She has since sought help for her mental health and has been re-homed. The debts she accrued have become an issue since she was re-homed with several of her creditors taking enforcement action. We have reviewed her options and a Debt Relief Order is the best solution, however she is unable to afford the fee.
The client came after finding himself in significant debt with the council tax department. He had been in touch with them for a few months prior to leaving his home and tried to set up a new account. When he left they failed to cancel his bill and start the new bill from his property. The council tax was higher in his new property but he did not realise until 6 months later when he received the bill. He is struggling financially and this would help pay off the debt and help him move on.
The client had been living in our supported accommodation for the past 12 months. After working with us with various issues and moving forward into independence, the client has now moved on to his new accommodation. He is in need of funding to help him with the deposit and first months bills. This funding would enable him to secure the property and ensure he has a good start with his new place.
Ms K has seven children- she is blessed to have 2 sets of twins, but this has meant that she has had to give up work. The wait for Universal Credit has meant that she has got into debt and is struggling to feed her family and pay bills. She is working hard with a debt relief charity to get out of debts and now needs a debt relief order. She would be very grateful for your help to pay the fee for this.
K is a single mother who until recently was working full time. Due to ill health she was forced to give up her job and had to make a claim for Universal Credit. During the five week wait for her claim to be processed she accrued debts with several of her priority creditors and was forced to default on the credit she had taken when she was in full-time employment. We have reviewed K's options and determined that a DRO would be the ideal solution; however she is unable to afford the fee.
Miss M has recently moved from a larger property where she was subject to the spare room subsidy. She successfully bid on a smaller property and has moved everything over but she has no funding for carpets which is causing an issue. Miss M is a vulnerable adult who is receiving support to sort all her bills out and debts. She has done really well moving with her limited funds but she has exhausted all available money. She has been quoted £120 for a carpet to be supplied and fitted.
MS has accumulated debts and is currently on a very low rate of benefits. She also has mental health problems and is unable to access employment. She needs to apply for a Debt Relief Order but cant afford the fee. She is being supported by the Keyring Charity.
C is currently on sick leave for 13 weeks for severe depression and awaiting an operation for Crohn’s Disease. Periods of hospitalisation over recent years has put the family behind financially. The stress caused by financial pressure contributes to debilitating bouts of Crohn’s, creating a cycle of stress and pain. C's wife and two young children are also being affected. C has already secured £28 towards his Council Tax bill of £128. Help towards paying this bill will lift the pressure.