J lives on his own and is recovering from heart surgery. He has not been able to work for some time and is on benefits. However, he is keen to work again as soon as he can. He has built up debts which he cannot repay and which are a source of considerable worry for him. He would like to have a Debt Relief Order to give him a fresh start but needs £90 for the fee.
F has an extensive history of mental health problems leading to her debt situation. She has 4 children at home & has tried to address her finances but health has always got in the way. It would be a great help if she could have a grant of £90 for a Debt Relief Order. She is trying very hard & has been extremely cooperative. Her levels of stress & anxiety about finances are so high; this would allow her a fresh start & would allow her to fully engage in her mental health treatment.