"Due to health issues in 2002 and needing to care for my dad I had to give up work and since then have had to rely on benefits. My health has deteriorated and I have struggled with alcohol dependency. I find it difficult to live on the money I receive and have no money to buy a cooker. If I could get help towards buying a cooker then I can prepare more meals myself and cut the cost of buying precooked food as this is very expensive. The worry of this effects my sleeping and day to day living."
L is a single parent struggling on Universal Credit and in need of help towards oil. The family live in a rural location and can only use oil for heating and for hot water. Any help would be very much appreciated so that they can avoid taking out a loan to stay warm this winter. The family have no support network and can not borrow money from friends or family. Any donation would be hugely appreciated.
J has recently had a huge car bill. She lives in high private rent (after having been asked to leave another house due to a landlord wishing to sell) and she has now found that she is unable to afford oil to heat their home. She is a lone parent who has previously had a debt relief order and so is unable to take out any loans. Any help towards oil costs would make a huge difference for the family and allow them to have a warm home with hot water over winter.
S is living alone and on a very tight budget and can only work part time due to health issues. Her car is now broken and she's having to get the bus to work as she lives in a village. She has £7,000 worth of debt and needs to go through a Debt Relief Order. This will stop her being evicted, allow her to move property, be away from harassing neighbours. She has had a terrible year with her Mum dying, amongst health issues, the DRO will bring much relief to her. Please help her to be free of debt and have a hope for the future
JM is mum to an 18 month old daughter and is struggling with her finances. Last year she moved benefits on to Universal Credit (UC). This caused lots of problems for her. She has a number of debts (bailiffs have now been instructed and this is causing J acute stress and anxiety) and we are supporting with these. J advised us that she doesn't have a washing machine and is washing all the families clothes by hand. With a small child not having a washing machine is proving a real challenge.
A lives alone and claims means tested benefits and suffers with poor health. She has been struggling financially to manage and is needing some support. She is needing help to pay her bills at this time of year as winter approaches and help towards her gas and electricity bills would be greatly appreciated.
D lives alone and has mental health issues. She claims Universal Credit, but has benefit deductions which means that she is struggling and is in debt. She is in need of a new cooker as her old one has broken. She cannot afford to buy a new cooker so any help would be greatly appreciated.
Mr R has 6 young children and is wanting a fresh start away from his debts. He is now settled with his partner, and they are both tackling their debts together. He has a poorly pancreas which means doing any work for a long period of time is not possible. They are a loving couple, who were thrilled to hear about the work your charity does. Having the £90 paid for his Debt Relief Order will mean they are debt free for Christmas. Thank you very much.
A is a young woman who has been a victim of domestic violence. She finally left her abusive partner and he started harassing her and sending abusive messages. He turned up at her house and damaged the door in an effort to force entry. Last month he also broke her window trying to break in. A lives alone and pays high private rent. The cost to repair the damaged door and window is about £200. A cannot afford to repair the damage as most of her money goes on rent.
H is a single mum of 2 who recently moved onto Universal Credit. She is a carer for one of her daughters but suffers with poor mental and physical health herself. She had been just about coping but now finds attachments to her benefits are leaving her with virtually nothing to live on. Help with a food shop and heating would relieve the pressure until she gets paid again. Thank you for any help offered.
J came to us for help with debts that had arisen following the death of her son earlier this year. She is emotionally, physically and mentally drained but getting a debt relief order would take off alot of pressure and give her a chance to start a life again. She is isolated and doesn't have any family to turn to for help. Thank you for any help offered.
This client came to us after being referred by a local council One Stop Shop. He has recently had his benefits stopped as he started a new job, but they stopped his housing benefit by mistake. The client has had to take out various loans to ensure his bills are paid, his heating and light is paid and he has food for the month. This funding would help him to pay off the loans and the interest and ensure he does not go further into debt.
L is a single lady with various health issues. She has over £10,000 worth of debts and her only way forward is to do a Debt Relief Order. She is on a very, very tight budget on Universal Credit and has no way of saving for this fee which will release her from all this debt. Please consider helping her to release the stress of all this debt. She has rent arrears so this will also release her from the threat of eviction- she has a suspended possession order in place also.
E struggles to manage the household budget. Her partner works on a zero hours contract and their income is never guaranteed. They are behind with their council tax and utility bills. The local authority is threatening to issue a committal to prison and their electricity provider is threatening to cut off their supply. A Debt Relief Order would give E and her family a financial fresh start and with additional support make them better able to manage their budget going forward.
R is a single Mum who has fled an abusive relationship. By moving to another area she had to reapply for benefits resulting in a 4 week delay. She is trying to manage on Child Benefits and Child Tax credits. She is behind with her council tax and electricity bill. Please help her so she doesn't get deeper in debt.
KH is a 30 year old physically disabled single parent, who lives on benefits. Life is very difficult for her as she finds it hard to make ends meet, as she is unable to work due to her disability. A small donation towards a debt relief order, helping KH into a new start, would be much appreciated.
Our client has been homeless and had serious addiction problems for over sixteen years. He has just moved into his first flat which has no proper flooring in the lounge, bedrooms or hall. He has made huge efforts to change his life and is rightly proud of how far he has come. Nonetheless he needs to stay warm and know the security of a welcoming home. Without support he will not be able to purchase the carpets he needs as he is on benefits and only just makes ends meet.
SM is a 25 year old single man with severe special needs, due to a mental illness. He cannot work due to his disability, and he gets benefits for his illness. SM got into some debt which is causing his illness to be worse due to the anxiety it causes him. We are trying to help him remove these debts so he can feel better. Please if you could help SM in any small way it would be much appreciated.
TM is a 44 year old married woman, with a 24 year old special needs son who she cares for full time. Her income is only a carers allowance, so money is very tight. TM has got some debts that we are trying to help her with so she can get her life back on track. Please if you could help in any small way to assist this lady to remove the burden she has she would be so grateful.
Christians Against Poverty are supporting a lady to manage her debts. She has been alcohol dependant for many years but has now completed a successful detox and has been sober for 5 weeks. She is now looking to the future with hope. She has no carpets in her flat and we want to raise this money so she can feel relaxed and comfortable at home.
This 44 year old lady was made redundant last year and has struggled to gain further employment. She is reliant upon job seeker's allowance which barely covers her essential outgoings and she is no longer able to meet her debt repayments. The constant demands for money have caused her to become depressed and anxious as she feels trapped by her situation. A debt adviser has recommended a Debt Relief Order which would mean she could start afresh but she cannot afford the fee.
D has suffered with stomach cancer. As a result the family have been concentrating on getting her well and consequently debts have mounted. We are currently applying for a debt relief order, and they would be very grateful for your help with the fee.
D has been supporting his wife through cancer & associated health problems. Sadly they have accrued debts which means they've struggled to cope. We have been assisting them with food & finances and are ready to apply for a debt relief order for them. It would make such a difference if they didn't have financial issues to worry about during this difficult time.
E has been struggling with her mental health for many years since she was a victim of an attack which left her in a coma. Despite her partner working they are struggling financially and a pre-paid prescription card for her medication would be very much appreciated at this difficult time.
A lives alone with her children. She was working until the birth of her youngest who is 8 months old. Due to the change in financial state, she has been overpaid by tax credits who had calculated an `in year reduction` which has reduced her tax credit payments by £500 per month. This is leaving her in a financial crisis and she is struggling to feed her children and heat her home. Please help the lady with a small amount of living costs during this difficult period.
S is a lovely lady who has had a difficult time. She became an alcoholic and got into an abusive relationship where her debts spiralled. She managed to escape and spent some time in a refuge. She has now managed to turn things around with support, and has been off alcohol for over a year. She has a job but is still on a very low income and working hard to pay off her debts. A debt relief order would wipe her debts and give her a fresh start. Can you help?
A&M are a lovely couple working with Christians Against Poverty. They both got into debt as a result of difficult circumstances, especially A who was struggling as a single mum. They are working really hard to stick to an incredibly tight budget. They have had to give up their car, which means M can no longer care for his granddad. They also recently suffered a traumatic miscarriage. Can you help this couple by donating to a debt relief order fee? This is the second request as DRO fees are needed for both.
This young couple have just had their first child together. Mum was homeless for a while, and was given a bedsit, but now that they are a family they have been given a flat. They have struggled to work on a low wage, and have not relied on benefits, but this means that they are not entitled to any financial help. They are trying to get hold of a sofa, some storage and a cooker- with you help we can find as many second hand items as we can to purchase and provide for this young family.
This young lady has been homeless for the past 3 weeks. She is moving into NACRO supported housing today, but she doesn't get paid for two weeks so would be very grateful if we could help her pay to top up her gas and electric. We don't want her to be left cold and in the dark in her new home.
Delays in benefit payments mean that E is unable to top up his gas and electric. He is applying to British Gas for the Warm Home Discount but this will take some time to come through and he will struggle to make it through the current cold snap. Please could you help E to keep warm.
This single father is temporarily out of work due to managing his son's health needs. He has his two children living with him and is struggling to pay for bills and general living expenses. Their washing machine has also recently broken and he is struggling to stay on top of things. This funding would allow them to pay off the urgent bills and buy a second hand washing machine.
This single mother of 2 recently had her house burgled and she is absolutely devastated- not only did they take cash and personal items but they stole all of the presents that had been bought for the children. She had been saving up for a while and is now really struggling as she does not know where to turn to. This funding would help her continue to pay for bills and have some things over Christmas.
K is a single mum with 3 children. She used to work part time but it came to light that she had been overpaid on housing benefit and council tax credit. This has been taken off her earnings over the last year and she has gone into full-time work to try to make up the money. Despite this, she is still getting into debt and struggling with basic costs. Help to pay for fuel costs would make a big difference and would give her the extra support she needs to see her through till her deductions end.
P has had a long battle with serious drug addictions but for the last 10 months he has been clean and in that time he has experienced remarkable breakthroughs in his spiritual life and also family life. In the last number of weeks he has been allowed access to see his two daughters after a period of 5 years. Due to a switch over in his benefits he will not receive any income until after Christmas which means he has no money available to buy his daughters a Christmas present.
S and M have 3 children and have been on a debt management plan with Christians Against Poverty since August 2017. They are constantly struggling to maintain their household spending as they live on a low income. This year S has started a part time degree course in social work and her ability to juggle this whilst managing her home has been amazing. They are low on heating oil at the moment and a gift of oil would really bless them and help them as they go forward.
S is working well with Christians Against Poverty but has had several stays in hospital recently due to life limiting health issues. Her cooker is broken which means she has not been eating a brilliant diet. Now home again it would be lovely to provide her with a replacement cooker to enable her and her grown up son to make healthy meals.
A lady we have come into contact with is struggling to pay for her gas and electric due to a miscalculation of her bills. She has no money to cook or heat her home and is trying to look after 3 kids as well.
B has been unemployed long term and has had many interviews but has been unable to secure a job. B has learning difficulties and volunteers at her local church. She is on Job Seekers Allowance and manages well but simple things like needing identification (provisional driving licence) or a new coat throws careful management of money into chaos. B is distressed and worried due to additional complications of having grandchildren staying with her as her son goes through a separation.
S just moved into a new flat after having to move back in with her mother following her husband walking out on her abruptly. She is having counselling after this to help her as him walking out has effected her massively. This new flat is giving her a new start, and she would really appreciate your help as she gets settled.
My client lives with her partner and dependent child in rented accommodation, she has no savings or assets available and she has little income available. She has mental health issues and due to this her partner has been acting on her behalf. We completed a financial statement and this shows that she does not have the means to pay her creditors the amount owed and therefore after discussing her financial situation with her partner she would like to submit an application for a Debt Relief Order. We would be very grateful if you could help her pay the fee for this.
J has worked for 40 years for the same company but was retired early due to Chronic arthritis. He had to go for a medical assessment in the last year and his benefits were stopped. He has appealed this decision and applied for universal credit. He is on a work pension of £200 a month but is struggling to survive on this while he awaits a decision on his benefit. He would really appreciate some help to pay his utility bills.
This unemployed man has been offered a job working night shifts. He currently has no way of getting to this job so needs a bicycle. He is on benefits with no money spare to buy a bike. Please would you help him with a donation to obtain a bike and accept the job offer. He is very keen to improve his situation.
M lives alone on a narrowboat and because he has no money at present he is unable to pay for the licence for the boat to be on the waterways. This is his home and without the licence he would be homeless. Any help you can give would be great.
A single mum of 3 is working hard to keep herself out of debt. However, her washing machine didn’t get the memo and has broken just before Christmas! This has had a negative impact on her mental health as it feels like one thing too many. It would be great to bless her with a replacement washing machine.
L is currently a Christians Against Poverty client and is working on a very tight budget to become debt free. Two years ago her husband became very ill and has only recently returned to work. She has 2 young girls. The family live in rented accommodation and their cooker blew up and it is not repairable. The family are not in a position to afford a new one and are currently borrowing a halogen oven from a friend. Please help us bless this family.
My client has multiple health conditions and has had to move into a new more suitable home. There was a cross-over in tenancies leaving her with a small amount owing for council tax on her old property. As she is on benefits and struggling with the change to Universal Credit, it would be really helpful if we could raise the funds for this debt to be paid off. Any contributions would be much appreciate to alleviate the stress it is causing my client. Many thanks.
Miss J has a 3 year old daughter, and has recently been brave enough to get out of an abusive relationship. She is now back living on her Mum's sofa and is trying to get her own accommodation. She got into debt when her ex boyfriend forced her to take out debt in her name for him. She is now looking to get a fresh start. A debt relief order will mean that she won't owe this money and will be able to concentrate on finding work and getting her new place sorted.
Miss R has 3 young children who are in foster care at the moment. She has had trouble with alcohol and is now clean. She is looking to get her children back from care. She got into debt through trying to juggle her addiction and looking after her kids. Now she is clean and is looking to the future, she would like a fresh start, which means trying to sort her debts out. A DRO would mean she can concentrate on looking for work and showing that she is capable of looking after her kids.
Debts arose when the applicant moved into a flat and later found that the landlord had not read the gas and electric meters. The first he knew of this was when he received bills for approx. £3,500. He could not avoid paying this and whilst working, paid about £600 off. However, he was ill and had to go into hospital and lost his job. He went to Citizens Advice who recommended a Debt Relief Order but he needs the fee for this. As he must have an operation he cannot look for work yet, so he would be very grateful for your help.
This lady is in urgent need of a fridge/freezer as hers has broken. She has two children and and is in debt, and is currently using the foodbank to help provide food for herself and her family. She also uses our First Steps project for clothing for her children. She would be very grateful for your help to purchase a fridge/freezer.
This request has come via Christians Against Poverty (CAP) Swale Debt Centre. Due to the applicant's poor health and financial situation, which CAP has begun to help her with, E only has the TV as a source of entertainment and it acts as a lifeline for her, but her licence expires soon and she can't afford to renew it. Due to her financial situation, E is down sizing from a 3 bed to a 1 bed residence, as suggested by CAP.
This is a 2nd Request and a repeat of the 1st which was for the cost of private tuition fees for a 15 year old who wants to make Accountancy his profession in later life. The family were already funding it but now find they need the help of Christians Against Poverty to straighten out their finances and can no longer afford it. After the 1st donation was successful the lad had improved his grades in maths enough to allow him to follow his career choice in later life. This is for the continuation of the valuable improvements he is making.
"Due to long term mental health problems I have had to give up work and depend on benefits to support myself and my family. I worry constantly about being in debt and not having enough money to buy school uniform for my child and shoes that they desperately need. If I am able to access some support to buy school uniform for my child then this would help to reduce the amount of pressure I feel under and help me sleep better at night."
This lady is on a pension and is finding it hard to make ends meet. She lent some money to her son and has not had it back. She is on a pension and had a couple of credit cards. She has an appointment to see Citizens Advice Bureau to try and help her longer term, but would be grateful for your helps with bills in the meantime.
This family's electric cooker broke down. They are on Employment Support Allowance and in significant debt due to ill health/ low income. Unable to purchase a replacement cooker as no spare money and do not want to get into more debt. We have supported this couple through Foodbank previously and often give food at the door. They plan to attend a free community lunch with their son on Christmas Day, but would it would be lovely to have Christmas at home with him.
K came to the area after fleeing domestic violence. She had been living in a hostel with her 2 young children, but now has her own flat. She is trying hard to make a home for her family but is struggling to cover basic costs. She has run out of money for food and utility bills, and also has rent arrears, which she must pay something towards or she may lose her home. She is receiving help to try to improve her benefits but in the meantime would appreciate support towards her living costs.
C has many health problems and as a result needs a lot of different prescriptions. She is currently in arrears with her rent and her daughter has just been diagnosed with depression. She is more concerned about paying essential bills and looking after her family, so she has decided not to purchase her prescriptions for the foreseeable future because she cannot afford both. A donation towards a Pre-paid Prescription Certificate would be of great benefit to her immediate health.
E lives alone and has recently moved into the area from London. Due to a Universal Credit claim, he was unaware a council tax reduction claim also had to be submitted along side this. This has caused a small bill to be generated to cover the time the claim was not active. He is living on a low income and finding it difficult to manage financially without the stress of this bill. Please help this gentleman with a small amount to cover this unexpected bill.
R is the full-time carer for her husband who suffers from epilepsy and is registered disabled and unable to work. They were just about managing until recently changing to Universal Credit and, with 12 days until the next payment, have no gas, electricity or money to buy food. Also they owe a final £60 repayment on a loan which they are not able to pay. An error in the calculation of their benefits will take some time to sort out, so they are now in a desperate situation until this is resolved.
S was forced to leave her hospital job when she started to have mental health problems. Her wage was just about covering her living costs but she had no savings. She now receives Universal Credit but she has rent arrears and large debts which she is unable to repay and she has been advised that her best option is to apply for a Debt Relief Order. This would considerably ease her anxiety and depression but she cannot afford the fee. Please help to give her this opportunity of a fresh start.