Simon went debt free with the help of Christians Against Poverty last year and is still on a tight budget, he does not want to go back into debt. Tragically, his 29 year old son was found dead in his bed a few days ago. He needs to find £1,000 for funeral costs and a contribution towards this would be a great help at this difficult time.
R has a wife with multiple health issues and a young child. They only receive Employment Support Allowance and find it hard to make ends meet. They are working with Christians Against Poverty to manage their debts.Their washing machine is too old to repair. Can you please help them get another one.
This lady is being chased for a bill that is not hers and for which she is seeking help from her MP and ombudsmen. In the meantime, her low income, combined with some unexpected bills + benefit delays, means she needs help to get through the next 2 weeks until her payments come through. The court case and other issues are causing great distress as it's for something for which she wasn’t responsible. Topping up her electricity will help her with heating and cooking.
K is a single mum with 2 year old twins. She is a CAP client and when we visited her she told us she had lost her keys and she was having to climb in and out of the window to get into her property as she had lost her keys and she did not have sufficient money to pay for a locksmith to change the lock. As she is a single mum with 2 year old twin boys this was extremely difficult for her. We sorted out the locksmith immediately but would be grateful if you could help with the cost of this.
young couple with a new baby are unable to afford a new cooker and theirs has only one ring working on the hob and the oven is not working either. Dad is working but is on a zero hours contract and doesn't always get full time hours.
B has been paying a high amount for her council pack, & by replacing it with goods from a local recycling shop she can save £24 a month. She has 4 children & this money will be better spent on other needs. She is working with us to address her income and outgoings and would be grateful for help in buying 3 chest of drawers, a table and chairs and 2 wardrobes. She has been clearing her debts and working towards managing her finances so the family aren't reliant on credit. Thank you for any help.
I is a very vulnerable recovered addict. He cannot work due to Epilepsy and Emphysema. He is in receipt of Employment and Support Allowance. He has been given a council bungalow but is finding it very hard to manage on ESA. I have referred him to Christians Against Poverty for help. He is very frightened of being made homeless and having to return to the streets among addicts, Can you please help him with essential bills whilst we try and help him manage his low income.
Paul faces eviction, as he's unable to pay his rent arrears. His physical and mental ill health have been difficult to manage, and he has therefore been unable to hold down jobs for very long. His girlfriend has her own disability problems and can't support Paul as much as she would like. Citizens Advice believe that a Debt Relief Order is the only way for Paul to get his finances in order and avoid eviction. He would be very grateful for help with the fee.
Through having to retire early due to ill health, L totally relies on her Pension, currently the bills are piling up and have exceeded her income. Having vet, car repairs and now dental work. This essential and will help prevent further cardiac problems which she has had for the last 5 years
N is working with Transformation CPR Debt Advice Centre to begin to take control of her debt issues which began when her ex-husband racked up debt in her name. She had a breakdown and tried to kill herself. Six months later she took out a loan of £5000 with Omigo Loans which has now increased to £7091, and with her daughter as named guarantor, this is very stressful. N works part-time as a heart condition prevents her doing more hours, and she simply cannot manage. Can you help please?
KF is a Christians Against poverty Debt Centre client. She has a very low inocme and she cant clear the debts that she has. She therefore needsa Debt Relief Order but does not have the money for the fee.
C a young single mum with a 3 year old daughter needs help to clear a debt while she waits for benefits to come through.
A has had to fight for the custody of 2 of her children, which she won. During the 7 months of not being their primary carer, she had much of her benefits removed as well as having to pay bedroom tax. As the Court Case dragged on she went further into debt, unable to meet rent & bill payments, so is now in considerable arrears. We are working with Christians Against Poverty to help her with these, but £120 help her to start paying for her gas & electric whilst she waits for the benefits office to reassess her.
George recently attended Citizens Advice regarding his debts and after much discussion we determined that a Debt Relief Order would be the best course of action to resolve his issues and give him a fresh start. Andrew is currently claiming state benefits from which deduction are being made and finds himself in need of assistance with the DRO fee.
Daisy recently attended Citizens Advice regarding his debts and after much discussion we determined that a Debt Relief Order would be the best course of action to resolve her issues and give her a fresh start. Daisy currently has a joint ESA claim with her husband that is subject to multiple deductions. As such she requires assistance with the DRO fee.
S has been in a abusive relationship and she has had to divorce her husband for the safety of her young children. The father and grandfather have been abusive towards her children. The money from ACTS 435 will pay towards the cost of her divorce.
This 39 year old lady is a single mother who has worked as midwife for the past 7 years. She is currently on sick leave due to the stress of a marriage break down and not being able to maintain her debt repayments. Her son suffers from ADHD and she finds him difficult to cope with alone. She has sought professional money advice and a DRO has been recommended as it would free her from debt worry and aid her return to work. She cannot afford the fee required so your help would be most appreciated.
Lisa is a single mum of a 4 year old and 12 year old. She recently split up her partner so lost childcare for her son. She had to give up work as she could not afford to pay for extra childcare. She is waiting for benefits to come through. Debts are building up and she is very anxious. A donation from Acts 435 would help her greatly. Thank you.
The church planters who worked for the church had been travelling around the world and have now came back to Liverpool. They have found themselves in desperate need of support to pay off some debts that had accrued while they are away. This funding would help pay off the main bulk of the debt.
The client came to use the foodbank and while here chatted about how they where struggling to oay off their bills. This funding would help completely pay off the debt accumulated from the gas and electric bills.
The client who has been struggling with debt for a while is in need of financial support. His mother is coming to live with him, and he has decided to become her full time carer but needs initial help to pay off his debt.
The client who came to use the foodbank mentioned how she was currently inaundated with debt. Each month her expenditure was just £10 short of the income meaning after she had paid all her debt she had nothing for food. This funding would help pay off one debt completely which would then allow her to go forward with less debt enabling her to start paying everything off properly.
The client who was referred to us by the national career service is in need of support to help pay professional fees related to her role. The client is currently looking for a job in her specific feild, she achieved a PHD, but since then has found it very hard to find a job and has had to use foodbank having absolutely no support at all. This funding would enable her to register to the relevant bodies allowing her to then apply for jobs she is likely to get.
'Liz' is 34 years old and unemployed as she is a single mother of 2, and has come to Citizens Advice for money advice and management. 'Liz' has severe memory loss issues and suffers with OCD, anxiety and depression. 'Liz' has a support worker, but is trying to manage on her own. Any donations towards a Debt Relief Order will help 'Liz' as she has a large amount of debts to pay. Thank you.
S has three children. She is struggling to pay bills, debts and make christmas special this year. It would be lovely to take her christmas shopping and help her to choose presents for her children. She is being supported with her parenting at the moment and suffers with poor mental health. Your gift could make a real difference.
V is unemployed with a bad back. She would like to learn to drive as this would increase her chances of finding work. It would be great to get her started!
S has a garden which is out of hand. She is working with CAP for her debts, but the council are asking her to clear all the rubbish from her garden. She is struggling with poor mental health and this seems an enormous task. It would really help if S could pay the council to remove the rubbish from her garden.
B is on universal credit and has a very low income from a part-time job which pays the minimum wage. As a result he is struggling with day to day living. He has to pay rent even though he does not earn enough to pay tax. He is working hard at our job club as he wants a full time job. He does not have the money for a freezer and any help would be appreciated.
A is on a very low income. She has 4 children - boys aged 10 and 6 and girls aged 12 and 6. Money is very tight and there is nothing spare for Christmas gifts for the children. Any help would be greatly appreciated.
The applicant 'went off the rails' and accumulated debts for a period. He has since become a Christian and is now trying to sort out his life and deal with the debts. Citizens Advice Bureau have advised him to apply for a Debt Relief Order which will enable him to move on but in order to do this he needs the £90 fee and would appreciate help with this.
J has recently left prison. He is determined to turn his life round and has good friends for support.He is not receiving benefits . He has a job fitting septic tanks but cannot get to isolated homes without his van. He has no funds to pay for the MOT. Please help him be independant and succeed in his new start
C is working with Christians Against Poverty, but when she moved into her house at the start of the year, she was not aware that her energy supplier had been changed by the housing association. Also, the housing association did not let them know she had moved in. Since then her health has taken a dramatic decline, each day is a struggle to breathe and move. The stress from the outstanding electricity debt is causing her health to deteriorate quicker.
C suffers from severe anxiety, depression and is isolated by her health. Her debts have made her symptoms escalate and now she does not leave the house in case people look at her and know she has debts. She is working with us at Christians Against Poverty and helping to clear her debts with giving her back her freedom, and her home will stop being a prison for her. She is looking forward to taking her grandchildren to the park someday.
D suffered a complete breakdown 2 years ago, and subsequently went on a long spell of depression and suicidal thoughts. Each day is a struggle to keep on top of general life, and he struggles to even keep on top of his flat. His debts have built up and he gets anxiety and panic attacks each day when letter come through the post. He is working with us at Christian Against Poverty, and with his debts being controlled, he is starting to see there is a way forward for him.
Alan is currently unemployed having lost his job at locasl hospiutal and is wwaiting the 6 weeks to receive his first universal credit payment. Seeking further employment but not much around at present. Lives with his disabled daughter. Has own home and had to call in plumber to repair water leak in toilet. Has been billed £70 but no funds to pay this due to current financial situation. Trying to satay out of debt but very difficult.
Louise & her partner have been homeless for 5 months but have now got a flat to move into in November, but after deposit/rent up front, etc cannot afford to furnish. On Universal Credit - both Louise and partner have mental health issues that prevent them from working. Requesting £120 to get bed and wardrobe from good local 2nd hand suppliers.
J is a young man who has recently moved into shared accommodation. Unfortunately he is still awaiting his benefit payment to come through. He is currently sleeping on a mattress on the floor only and is in need of a bed base.
A lady who is having breast cancer treatment is struggling with debt and needs a washing machine. Would you be able to help ease her situation by giving towards the cost of a new machine?
"J" is a young manwho has Asperger's Syndrome. He has left an abusive relationship, taking on some of his ex partners debts. As he is on his own, his benefits have been reviewed and cut back meaning he can only pay for rent and paying towards the debt. He has outstanding bills to pay. Because of his condition he finds this new experience extremely difficult to understand as he cannot cope well with change. He is very anxious and fearful for his future
This 62 year old man has been self employed for most of his life but in recent years his work reduced and he is now unemployed and in receipt of Jobseeker's Allowance. He accrued debts when his small business started to fail and now that he is in receipt of benefits he cannot afford to meet his creditors' minimum repayments. He has sought debt advice and a DRO has been recommended as his best option but he cannot cover the fee. Please can you help.
RK and her partner are Christians Against Poverty Debt Centre clients. They have a very small income and both in debt. They are in debt as a result of being moved over to Universal Credit. Their best way of getting out of debt is a Debt Relief Order but they can't afford the fee.
Can you help a couple who are on an extremely low income furnish their bedroom? Wife struggles with depression, and husband has mild learning difficulties. They do well to live off their benefits, but have nothing left for items such as carpets and furnishing. Their church is helping with carpet, and they eagerly need a wardrobe and chest of drawers to store their clothes out of the damp.They work hard to make their home a "safe place" for them both, and this would help greatly,
C is a single mum looking after her severely autistic son (6). His condition has lead to them both being housebound for 4 years. He has continually soiled in the Mum's bed to the point it is unusable. C does not have her own bank account, so was using her adult daughters account, but the daughter's partner has stolen all the money leaving them with nothing. This is a desperate situation that needs intervention and providing a mattress will take a small amount of stress off her shoulders.
Lee was in well paid physical work until he had an accident and broke 2 vertebrae which left him in a lot of pain and wearing a back support. He is on a low income (Employment Support Allowance) but his financial commitments are high, and creditors have been very persistent. He is working with Christians Against Poverty who have advised a bankruptcy route, but the fee is £680, a tricky one for Lee - happily his mum is able to give some savings to help out. Any contributions much appreciated
A has been working with Christians Against Poverty for several years to clear the families debts. She is a full time carer and on a very low income. Her home (and other neighbours) suffer from damp on the north side. She suffers with COPD and the mould spores cause her great difficulty with her breathing. She would like to be able to use a dehumidifier to relieve the damp in this room, which would improve her health
M and his partner have combined debts and payments taken from his low wages this leaves very little money to pay for rent and food. They have children age 5 years and six months old. Other debts are mounting up fast.They are working with Debt Advisors to try and manage what little money they have, and are hopeful that a Debt Relief Order will enable them to have a new start with finances and lift the heavy burden of debt. Please if you are able to help, they would be very grateful. Thank you
P and her partner have a great many debts, payments are recovered from her partner's low wages this leaves very little money to pay for rent and food.They have two young children and P suffers from anxiety and depression.They are both working with Debt Advisors to try and manage the little money they have and are hopeful that a Debt Relief Order will enable them to have a new start with finances and lift the heavy burden of debt. Please if you can help they would be very grateful. Thank you
FH is a refugee who is apl,ying fro leave to remain in United Kingdom. However he doesn't have enough money to pay the necessary fees.
S works 26 hpw as a care worker but has been homeless for 3 months and is living in her car. S now has a temporary flat but it's 10 miles from work. Her 5 children stay with her ex husband at night and she has them when they are not at school during the day. As they stay at dad's she is classed as single and so not eligible for the usual benefits. She is falling through the gaps and cannot afford the extra cost of petrol while she sets up her new flat. Can you help her get back on her feet?
B has two boys aged 5 and 11. He is a single dad separated from his wife who has poor mental health. B is struggling on Universal credit and not well himself. His boys need new school shoes, sports shoes and clothes. One of the boys plays Rugby for a local team and B is not able to afford all this demands. It would be wonderful to help this family survive the winter.