‘Alison’ has been struggling to balance household costs with difficult circumstances. She has recently lost her low paid job which has added to her struggles in keeping up with bills and paying off debts. A Debt Relief Order would be a massive benefit to ‘Alison’, both for her financial situation by clearing her debts and to relive the stress she is currently suffering from. It would also help her to focus on looking after her young child.
To cover cost for the family to travel to a Christians Against Poverty course. The family are struggling on a very tight budget. The father has a very serious illness and the youngest daughter has health issues as well.
To cover cost of travel cost for family to Christians Against Poverty Break. The family are living on a very tight budget.
S and A are married with a young family. Due to language issues A is finding it difficult to find work and also struggles with the benefits system. They are on a low income and are struggling with debt. They are working with Christians Against Poverty to move forward with their lives. Their oven is broken and they are struggling to cook meals for their family. They would be extremely grateful if you would donate money towards the second hand oven. Thank you.
E is working her way out of debt with the help of Christians Against Poverty. She has severe health issues and is waiting for surgery on her leg. She lives alone with her 6 year old son. Her cooker no longer works and we would like to bless her with a reconditioned cooker. This would make a big difference to her.
S found himself in a spiral of debt. He tried a consolidation but was made redundant and couldn't repay. His marriage broke down and he became homeless, reliant on friends. S was determined to rebuild his life but he struggled to find a job and was struggling for food, he fell into despair and attempted suicide. He turned to Christians Against Poverty for help and says 'I have to climb this steep mountain. I welcome the insolvency option, as I just couldn't see the way out'. 3rd request
K is working with Christians Against Poverty but lately things have gone wrong and her car failed its MOT and left her feeling suicidal. She has a great befriender who has suggested that her teenage son go to Soul Survivor, but is impossible for K to pay the fees. It would be amazing if he could go and make friends with other Christian teenagers.
D is in receipt of ESA but has recently been sanctioned. She is struggling to make ends meet and is in debt.She is is need of new pots, pans and crockery in her flat and cannot afford to buy them from her current benefits and to also help her clear some of her debt.
T is a single mum who came to us because of old debts which she is struggling to pay. Following advice we are applying for a Debt Relief Order for her but she needs help finding the remaining £45. T's disability means she cannot work currently but spends her time being a mum for her only son who has needs of his own. Getting a DRO will mean she can put the past behind and make a fresh start for her little family. Thank you!
We are in the process of supporting J for a bankruptcy. He has severe mental health issues, which makes it very difficult for him to manage his affairs. Due to his mental struggles, he has accumulated a substantial amount of debts. A bankruptcy would give him a fresh start and help also his mental health significantly.
Jean and her new partner have 5 children and a grandchild living with them. This new household looks happy and stable, and their incomes are sufficient to feed and clothe everyone. However, Jean and her partner had both allowed the partners from their previous relationships to manage their finances, with the result that they have debts which they can't pay off. Jean's partner can just afford to pay for his own Debt Relief Order, but Jean would be most grateful for help with the fee for hers.
Martin has problems with his back and legs and has mental health issues such as depression and forgetfulness. His benefits have been stopped and an appeal has failed so his case is now going to a tribunal. He has some debts and is struggling financially. Help from Acts 435 would bring him hope and lift his spirits. Thank you.
K has had to leave her home due to domestic violence including a broken arm! She is waiting for Employment and Support Allowance (ESA) to come through. She has rent arrears because she is not receiving any money. Please give K some hope by helping her through this difficult time. Thank you.
L has 5 children. Recently returned to work as she has debt she wants to pay off. Father helped by driving her to and from work, and her Mother looked after her youngest child. Father died suddenly whilst driving his car with L, her child and her Mother present on the 22/6. Has had to give up her job. Wants to be able to contribute to her Fathers Funeral on the 5/8/17 as he had not made any provision, and the family have very limited funds. Please help by donating £120.00
P is single lady living with her daughter who is expecting a baby in a couple of months and daughter unable to work due to sickness. Applying for benefits for daughter but daughter has no income at present. Paula works part time but suffers from chronic arthritis which limits the time she can work and due to problems with son and her former partner has a lot of debt. Christians Against Poverty are now helping sort out debt. Needs to replace broken washing machine and get bed for daughter
R is a single Mum of 3 small children. She is the carer of one child with disabilities. She has been the victim of domestic abuse. Her only income is Child Benefits, Carer's allowance and Income Support of £30 per week. She is really struggling and uses the Food Bank. CAP are helping her sort out her debts. She is in social housing and there are no carpets just rough floor boards. She needs carpet for the children's bedrooms urgently. Please help.
J is a single Mum of 2 children. She was subjected to violent domestic abuse. She is in receipt of Income Support and Child Benefit and is just about managing without debt. There are no carpets in the bedrooms of her social housing and so the children cannot play on the floor safely. Can you please help her get carpets soon.
"N" is an elderly gentleman living on a pension only. He lives frugally but struggles to pay his bills. He has an appointment with Christians Against Poverty to help sort out his finances. Because he is in his overdraft he is having to pay high bank fees, money which he has not got. He cannot afford his gas and electric bill and is very worried about it. He is in despair as he has never been in this position before.
D has been victim of fraud and has been paying all her benefits into the account of this fraudster. She is now working with Christians Against Poverty to sort out her finances and its essential she is able to restock her cupboards and put on gas and electric so she can cook and live. She has been terrified and paid what was demanded. It would be lovely to show her kindness is still there, that this has been a one off situation. Many thanks.
Single elderly lady suffering with ME unable to work and receiving Employment Support Allowance. She is struggling to cope with bills, debts and household repairs. A gift of £120 would ease the pressure as she gets help to fix some plumbing issues affecting her water and heating. Her Church are assisting in tidying her garden and we have referred her to Christians Against Poverty for debt help.
This single mum of a 2 yr old recently moved from a bedsit to a 2 bedroom flat. She had to take out a loan to pay for removals and is now having £40/fortnight taken from her benefit as repayments leaving her £52/week to live on and pay bills. She was recently in hospital. Her little girl is ill and has also recently been in hospital. She desperately needs some hope in her life-she is also fighting a custody case with her ex partner who has never seen his daughter! Please help her by donating.
This hard working mum, in her thirties, is struggling with debt. She works as much as she is able to as a cleaner, but is given variable hours each week with no routine. Due to this she is struggling with rent arrears, council tax arrears and housing benefit and JSA overpayments. She is having to be re-housed before the end of the month. She is working with a debt advisor, who has recommended a Debt Relief Order, for which she needs £90. Then she can begin restructuring her affairs.
Jo is in very poor health, and life is a constant struggle for her. She doesn't receive much support from her family and has slid into debt and periodic homelessness. She has sought help from Citizens Advice, who are helping her on welfare benefits but also advise that a Debt Relief Order is the only way for Jo to make a fresh start. Jo would really appreciate help with the fee.
Gaby finds it hard to ask for help, but she has finally admitted to Citizens Advice that she suffers from mental ill health and hasn't been able to manage her finances. Citizens Advice believe that it's not too late to rescue Gaby from her money difficulties and that the first step should be a Debt Relief Order. Gaby hopes that kind donors from Acts 435 will help her with the fee.
"I have multiple debts including rent arrears and I and my family are at risk of eviction. My wife died in October 2016 and I went to pieces but still managed hold the family together. I did not put a claim in for housing & council tax benefit when my wife died and am being harassed by creditors chasing money that I do not have and cannot repay. I would be eternally grateful for any help that you may be able to offer to me and my family."
D has suffered with psychosis and suffers now with profound memory loss. He has made huge steps in moving away from people causing trouble and is now finally facing up to and dealing with his debt issue. We still need to track down all his debts which is tricky due to the memory loss but we are making progress. We would like to offer him a Debt Relief Order so that he can have a new start but he has no money to pay toward this. Could you help him? Thank you so much!
Jen is a cleaner, and her employer muddled her tax payments, resulting in a demand for back payments and fines. Jen became so worried that she had to be signed off sick, and her debts increased as she was unable to cope with anything. Citizens Advice are helping Jen with complaining about her tax demand but they have advised that a Debt Relief Order is the only way forward to give her a fresh start and ease her anxiety. Jen would be most grateful for help with the fee.
P has recently been the victim of a fraud which lost him £200, the amount in benefits that he receives each fortnight. He is currently unemployed but looking hard for employment. Without his mobile phone he will lose the possibility of finding employment and make his life more stressful at a time when the theft has left him vulnerable. He has no access to funds at the moment and is being helped by the local Foodbank to get through to his next benefits payment.
BA is a community volunteer in spite of his many medical challenges. He was relocated to a floor level bedsit in a private housing estate with nothing. He had to use all of his Employment Support Allowance to put in 2nd hand basic needs. He now needs money for healthy food, transport, bedding, window/door blinds until he gets his monthly allowance and offset some bills.
J works 20 hours a week on minimum wage. She has got into arrears with her rent and is fearful of being evicted. Christians against Poverty have started working with her to manage her budget but she needs to reduce her arrears as soon as possible. Please help her.
Started work in July but does not get paid for at least 2 weeks. All money they have required for food.
This is a single young lady who wants to work, but who has been unable to get regular employment. She has had large amounts deducted from her benefits and is struggling to pay her bills. She has rent arrears and has attempted suicide on two occasions. This money should sort out the rent arrears and give her a breathing space until she can find regular employment.
'J' has just been given a flat and needs to furnish it with the basic necessities. She is on a very low income and an electric cooker would help her to start her life in this flat. Any help would be gratefully received.
C is a destitute Australian with no recourse to public funds and is not entitled to work. He is awaiting a tax refund before he can purchase a flight to return home where he has a job waiting for him. He is managing with food parcels but has no money for electricity for heating, lighting and cooking. This money will enable us to top his electricity card up to manage until he leaves the country.
'J' is a single mother with a family and is on benefits. Her washing machine has broken and cannot be repaired. It would be so helpful to have a new washing machine to help with daily chores. Thank you.
"M" is a lady who has her daughter as a carer. She has very limited mobility from hip fractures and arthritis and walks with difficulty with two crutches. She is on benefits and has just moved into Social Housing in a different area due to previous abusive neighbours. She needs carpets as she often falls over but cannot afford them as she is struggling to pay her bills.
CM is a Christians Against poverty Debt Centre client. He has a very low income and needs help to pay for a Debt Relief Order.
The applicant suffers from depression and confusion. He has had multiple family problems and bereavement in his life. Because of his circumstances he could not cope and fell into debt. He is on benefits and the Citizens Advice Bureau is now working with him to put his finances in order and have recommended a debt relief order. However, he needs help with the fee to go ahead with this.
We have a client who's wife is terminally ill and receiving treament in Birmingham hospital which is over 28 miles away. He is having to travel back and forth and also having to stay in accommodation whilst he is over there because of his wifes condition (Very unlikely she will be returning home) Any amount donated will go a long way to ease the financial pressure he is under at the moment. God Bless
Dawn having gone through her own challenges financially has now worked her way out the difficult times so much so she's helping others get out of debt and has been doing so for the last 10 years. Recently her cooker went BANG ! She has two young boys and still on a tight budget at home and needs to get a replacemnet cooker asap . Can you Hlep ? FWW 54 REFERS.
Emma has previously had an alcohol problem and this has resulted in her son going into foster care. She has had a period of abstinence for over 3 months now and she's doing really well. Part of getting her son back would for Emma to pass a hair alcohol test. There is a cost to this can you help towards this cost PLEASE ? FWW 55 REFERS
This client was referred to us by her housing officer seeking assistance towards two single beds for her daughters. Her eldest daughter is sleeping on a bed that is broken and her younger daughter has outgrown her cot. She is in receipt of income support, she also has some debt and finds it difficult to manage her daily living and these debts. She is therefore unable to afford to buy these essential items herself and really wants to provide a secure environment for her daughters to sleep safely.
Tracey and her family have been struggling on their journey following a serious health crisis to one of their children 3 years ago. This has meant Tracey can only work part time as she cares for her family which has impacted their finances. The second hand bed and mattress is now beyond its life, can you help Tracey get her daughter a new mattress please. Thank you. FWW Refers 56
Sam has mental ill health and can't manage his finances very well. He receives support from Citizens Advice and other organisations, and he now seems to understand the dangers of credit cards. However, Citizens Advice think that a Debt Relief Order is necessary to clear his past debts and give him a fresh start. Sam would be very grateful for a donation for the fee.
Single young man facing bankruptcy, on benefits and his bank account is now frozen. He has no money coming in until 9th August. He is working with Christians Against Poverty to help sort out his finances and debts. He needs money for food and bus fares He has been given Food Bank vouchers for immediate help. He is applying for jobs with no success and volunteers in a Heart Foundation shop which support him but with no finances. (He walks eight miles to the shop at least twice a week)
S is from Iran. He is living in temporary and not ideal accommodation. He has a number of significant health issues including heart failure and chronic obstructive pulmonary disease (COPD). He doesn't currently have any way of washing his clothes at home and this is a real problem with his health issues. A washing machine would make a huge difference to his life.
S is from Iran. He is living in temporary and not ideal accommodation. He has a number of significant health issues including heart failure and chronic obstructive pulmonary disease (COPD). He doesn't currently have a hoover so is struggling to keep his home clean. It would help his health if he was able to keep on top of the dust and dirt.
"I have a substantial amount of rent arrears and have no way of paying. I am at risk of eviction because of this situation and would appreciate any support that you may be able to provide."
"I have multiple debts that I am unable to pay, and creditors and debt agencies who are constantly contacting and verbally threatening me with bailiff action. I have mental health issues and have found things very difficult lately. I am now receiving support from Bill from DISC (Developing Initiatives for Support in the Community), and he is supporting me to source affordable accommodation to meet my and my 6 children's needs."
R is currently working with Christians Against Poverty to get help with his debts. He was evicted from his flat because of rent arrears built up after stopping work due to post traumatic stress. He is currently sofa surfing whilst applying for Universal credit and will get permanent accomodation once this comes through. He has his things in storage but is unable to pay the bill. Would you give so we can cover the next two months storage costs by which time he should have somewhere permanent
V is a lone parent of three sons and has severe health issues. She lost her job when she started cancer treatment some years ago. Due to her poor health, she was unable to apply for certain benefits and ended up with significant debts. The client's only income is from benefits and is not in a position to pay back her debts. It would be a great relief for her if we could support her to get a Debt Relief Order, so that her debts can be written off and give her a fresh start.
Jenny is a single lady who suffers from depression and anxiety. She has two jobs but both are zero hours contracts so her monthly income is very variable. As her Universal Credit is paid a month in arrears, this means she has some months with almost no income. She has made great progress with our team and is living within her means but cannot afford her debt repayments. It would be a great relief for this client if we could support her to get a Debt Relief Order to give her a fresh start.
V has been supporting her grown up daughter through physical and mental health issues and now her husband has left her. She is semi-retired living off a small income and has no spare funds. She has been taking in her daughter and granddaughter's washing as her daughter's washing machine has broken beyond repair. V's washing machine has also now broken and needs replacing.