This is a single lady who is a Christians Against Poverty (CAP) client. She is working part time but has been off sick recently and has only just gone back to work. CAP are working with her to help manage her finances which have deteriorated due to being off work. She has eye problems, with one eye being particularly bad, and needs tinted varifocal glasses. Any support gratefully received to reduce this eye problem.
LD has substantial debts, she was working and managing but when she lost her job she ended up putting her household expenses on credit cards and ended up in severe debt. She has been advised to apply for a DRO (Debt Relief Order) but the court costs are £90. Please help LD to apply for this order, so she can finally take control of her finances. Thank you.
We are trying to assist an older Client from the Selby and District foodbank to stay out of fuel poverty. They got into a fuel mess with their bills over the last two years but they are now getting up to date with their electricity payments. We believe they will remain up to date with those payments if we can help them with this additional heating supply, enabling them not to use their old Economy Seven heaters which are anything but economical. Thank you for your kindness for this very proud gentleman.
T lives alone with three children. She claims means tested benefits and is really struggling to make ends meet at the moment. She is getting support at a local foodbank and she is also seeking advice from a debt advisor. To help her get back on her feet, she has been advised to go through the process of a Debt Relief Order. These cost £90 and would make a real difference to her life and her family. Any help would be appreciated.
H is a single mum with a young daughter. She suffers with mental health issues, particularly anxiety. Her car is her lifeline as it means that she can get her daughter to and from school. She claims means tested benefits and is struggling to manage at the moment. Donations would help her insure her car and tax it.
M is a middle aged man who lives with his wife and young grandson. Following unemployment, and resulting debt, they are they are in arrears with their rent and are very anxious that they will lose their home. This situation has had a major effect on their health. They have taken the decision to apply for a Debt Relief Order to try and keep their home and give them a chance to get things back on an even keel. M is requesting this money to pay for the Debt Relief Order fees incurred.
J is a single mum with a teenage daughter. She lives alone and claims means tested benefits. She really struggles with her mental health and needs support at the moment in all aspects of her life. She is getting help from a local food bank but needs help with furniture, food and bills. Any help would really support her in getting her life back on track.
D has been made redundant and is waiting to receive Universal credit after working all his life. He has had to pawn his Fathers wedding ring which he has had since the age of 16. The ring is very precious to him and will cost £27.13 to redeem. His phone bill also urgently needs paying by end of next week, which is £20.
P had an accident in 1997 while working in a forest. A horse fell on him and severley damaged his leg. He has struggled since then and now his leg has ulcerated and his doctor has advised him not to work until it is healed. I have seen the doctor's letter. He wants to and needs to work but can manage part time only. His phone is essential to hear from possible employers. He lives on a barge with electric heating which is needed this time of year. A genuine man who is down on his luck.
C has had a difficult past and has suffered mental health problems. She finds herself in a financial position where she cannot afford to repay her debts and has sought help with these. She could apply for a Debt Relief order but she is unable to fund the fee for this due to her low income. If she were able to be debt free this would help her mental health and she would be able to move on with her life.
This single mother has a young child living out of county with her ex-partner. She sees her once a fortnight. The fare is £40 each visit which means half of her monthly Universal Credits goes on fares. She is struggling to pay bills and relies on Foodbank vouchers. There is no electricity now as she has no money left. She is very anxious as she desperately wants to keep out of debt so her daughter is able to come home with her to live.
J has 2 children and she is in receipt of Universal credit but is finding it hard to manage financially once she has paid her rent and debts. She has had to use the food banks to feed the family on several occasions. J could apply for a Debt Relief Order which would clear these debts and she would then be able to afford to live without resorting to using the food banks.
L and J have a son with mental health issues who is now in prison. They spend any extra they have on visiting him in the south of England. This is such a drain on their own finances that they are struggling to cope. They cannot remember the last time they went out for an evening. This would be such a treat for them.
R has started Bible college and needs help to purchase core textbooks for their theological studies. R has a family and has no surplus money to purchase the books required for this course. They are trusting in God's provision.
C is a single mum and requires financial help with insuring her car. C has no extra funds once the day to day expenses have been taken out. She requires her car daily and especially wants the car to attend church every week. C lives quite a distance from the church but really wants to be part of the church family.
This lady is struggling financially. She has a low income receiving only a state pension and is finding it hard to make ends meet. She needs help to pay bills, gas and electric etc. Please would you help her with a donation. Thank you.
H is a single mother who struggles with mental illness. She has been working well with Christians Against Poverty since her daughter went to live with her mother. She is receiving benefits but also working as she wants to earn her own money, but she has had benefit delays resulting in an erratic low income. She is distressed that she cannot afford to buy her daughter birthday presents as she wants as her income goes on repaying debts, rent, household expenses. H is so grateful of any support.
A couple are facing the prospect of colder weather without their main source of heat - a gas fire in their living room which has been broken for some time. The husband has been to Citizens Advice for help, as he hasn't so far dared to tell his wife that they can't afford the repair. A kind donation for this would not only give them some warmth, but Citizens Advice also hope that it will finally encourage the husband to be more open with his wife about the family finances.
Our client is a single parent on benefits. Her child's wardrobe, which has been handed down from the child's grandparents to our client then to her child, has broken and a replacement is urgently required. A serviceable second hand one will suffice- the amount requested includes delivery.
D has been a victim of domestic abuse from her ex-husband. His financial abuse meant she went into debt and rent arrears. D. believed that she was going to move, so she sold her cooker to try and pay off her rent arrears but her transfer is taking a lot longer than anticipated. She would like to buy a cooker so she and her 5 year daughter are not having to depend on friends and foodbanks. D is on Universal Credit and in heavy debt and rent arrears so is unable to afford the cost of a cooker.
M and her husband have 2 young children; he works for a local charity shop but they are struggling on a low income and also receive benefits. They are about to change to Universal Credit and are worried about the change over period of around 5 weeks when they will not receive any benefits. They think they have most things covered apart from the cost of gas and electric. M has anxiety problems and help with covering this cost would make a big difference and be a big weight off her mind.
This lady has been coming to the foodbank because of her debt situation. She admits she ignored it for a long time but it eventually got out of hand and she began to suffer with depression. With some encouragement and an appointment made with a debt advice agency she is now dealing with it but needs to apply for a Debt Relief Order. This will cost her £90 and she has no means with which to pay for it. Please can you help her to have a fresh start. Thank you.
This single mum of 4 children recently borrowed money from her mum to buy a new car when her previous one was too costly to repair. She is due her universal credit payment this week and will be paying her mum back with some of this money. This will leave her very short of funds for the month. Living in a rural area her car is vital and she is using the foodbank to save money. Your help to support her this month would be such a life saver for her.
"I" from Russia has no recourse to public funds. She is not allowed to work or get benefits. She used to work in Russia and support her husband but since coming to the UK he has been emotionally and financially abusive. She has an application with the Home Office but he is threatening her with eviction and keeping the children. He is on benefits, but gives her virtually no money. They have two children. She would use the money to buy more food and other essentials for herself and the children.
H is a single mum of 3 young children, working with Christians Against Poverty to sort her debts. She is living on a tight budget, and is very worried about planning the birthdays for her children that all happen in November. We'd love to be able to help her with this stress whilst she is addressing her debt situation, so any help would be much appreciated.
The client was referred to us by one of our projects' managers after she was having trouble paying for food and paying for some of her bills. She is in desperate need of support to help get her finances in order and buy the much needed essentials.
C lives with his partner and their 2 sons and suffers from osteoarthritis in his neck and back which leaves him in a lot of pain. He and his partner were transferred from Job Seekers Allowance to Universal Credit earlier in the year which caused them to get heavily in debt and serious rent arrears. He has been advised that a debt relief order is his best option, but cannot afford the fee. The family is at rock bottom at the moment and would be really grateful for any help.
Our client is struggling significantly; she is looking at undergoing a Debt Relief Order but hasn't had any gas or electric for some time. She is also not eating due to not having the money to buy food. This request is for 120.00 so we can top up her gas, electric and get her a food shop delivered.
This family's cooker has recently broken. They are under a lot of financial pressure as the mother is off work with their new baby on statutory maternity pay. They are going to struggle to find the money to purchase a new cooker and it would be a huge relief to them if they could have some help towards this big expenditure.
L is a single mum with 3 children. She has struggled for many years with depression and anxiety. L's finances are a mess and she really needs a financial fresh start. The local authority are about to instruct bailiffs to collect outstanding council tax arrears. This is causing L acute anxiety. A Debt Relief Order would provide immediate relief from this stress and anxiety. Any help is much appreciated.
A is working hard to support his partner and young son. He has found full time work, albeit on a low income, but is struggling to pay all his bills. Over 40% of his wage goes towards rent and the majority of the family's entitlement to Universal Credit is lost because of deductions for debt repayments. A Debt Relief Order would give A and his young family a financial fresh start. Any help would be much appreciated.
S is a lady in her fifties who has recently been made redundant. She has been placed on Universal Credit but her reduced income does not cover her living costs, even within a very tight budget. S also has a grandchild living with her for whom she is not getting any financial help.
V came from an abusive background. Struggling with mental health all her life, she shut herself off from the world and the debts mounted. V is now with Christians Against Poverty and is working hard to change her situation. She is getting help for issues with alcohol and self harm. She is grateful for the help she has already received and is enjoying church. She is looking forward to a time when she does not hide upstairs from the bailiffs, a debt relief order would help her get there.
S is a 26 year old single parent with a 12 month old child and another child expected soon. the child's father has left S with numerous debts to handle on her own, and she has had to give up working to look after her baby daughter. Please can you help this young vulnerable mother to clear the debts she has had thrust upon her by her estranged partner to give her and her child a fresh start?
K. is a widow and has a 20 year old son with autism. He is sleeping on a bed that is very old, with a mattress that does not give any support and causes him backache. This adds to the issues he already has and makes life more difficult for him and his mum. K. is on benefits and is unable to afford a new bed.
M is a single lady on benefits who attends our church. She recently had her bike stolen, which she relies on to get about. The bike belonged to her late dad, and the loss of it has been very distressing for her. It would be great to be able to help her buy a replacement one.
This 33 year old woman and her 4 year old son have just moved into a Housing Association property, after escaping domestic violence. She is of Polish origin and has right to reside under EU regulations. She left all her belongings behind when she fled and a local charity will provide her with a cooker. She has debts of just under £5,000, which her part-time cleaning job cannot cover. A Debt Relief Order has been advised but she cannot afford the £90 fee.
K is on benefits and is in need of a travel pass to support continuation of a Volunteering opportunity. This offers routine structure and social connection with others with others within the community. Without the support of a travel card, K will not be able to engage as regularly. Please can you help us bless him with this.
This man has been unable to work in the past with mental health issues but he is now actively looking for work. He is living in his campervan as he wouldn't be able to afford to rent a house and knows he would be far down the list for council housing. His van has failed its MOT and he is very grateful for all the help he can get to pay for this.
R is a single man awaiting to go to rehab to deal with his alcohol issues. He is desperate to deal with his debts before he goes away so he can concentrate all his efforts on his issues. Please consider helping him to become debt free and released from the chains of debt so he can move forward with his life.
Young man who has been living in supported accommodation since October 2017, was previously homeless and had gathered up a lot of debts during this time. He is in receipt of ESA, and has £15 a week deducted for fines/debts so is struggling financially. We are applying for funds for the £90 fee charged by the insolvency service, so that he can go ahead with the DRO and clear the debts. When moving on from supported accommodation he is hoping to be debt free to start afresh living independently.
For years P led a chaotic lifestyle fuelled by addiction to drugs and alcohol. During that time he ran up significant debts. P has worked with the local rehab service and has been clean and sober for seven months. He's positive about his future but his heavy burden of debt is causing great anxiety. P has worked with StepChange debt charity and is ready to submit his application for a DRO but can't afford the fee. A DRO would let him make a new start and improve his mental health. ..
S and her husband are working with Christians Against Poverty to sort out their debt situation. They have recently moved to Exeter, and gave away 2 dogs as they'd been told they couldn't house them in the new place. However, on arrival in Exeter they've found they can have a dog. S lives with a range of mental health conditions, and doesn't leave the house and a dog would be a real boost to her state of mind. It has to be a poodle or chihuahua, as their son has severe allergies.
T is a single lady who lives in Canterbury. She has been working with Christians Against Poverty and has recently gone debt free through a Debt Relief Order. Her fridge has now blown up and she cannot afford to replace it. Your help in providing for this very necessary item is very much appreciated.
AB has arrears on his council tax, these are due to a delay in him receiving his Universal Credit benefit payment. Due to this £35.00 arrears he is now going to have to go to court because he cannot pay, but the court process will add over £100 to this bill. Please help AB to pay his arrears to prevent further action.
O, a 20 year old part time student, came to us for help with her debts. Following the change to her benefits she became behind in her council tax and rent payments. She has no family to turn to for financial or emotional support however getting a debt relief order would allieviate the financial pressure she has found herself in. She works part time to pay for food and heating but will struggle to get the fee together. Any help offered would be gratefully received.
Her husband was made redundant in April and has since had a breakdown through stress, H prioritises the rent to keep a home over their heads and this means that all debts have built up around them. H is working with the CAB and is advised to apply for a DRO, however this has a cost of £90 each. This will enable the family to be in a financially stable state. Family are all in Brighton and they do not want to move the children away from their siblings and schools. Thank you in advance
ID was made redundant back in April, a husband and father of four he tried hard to get another job to support his family and sadly then had a breakdown, his wife has prioritised paying the rent but their bills and debts have escalated. The CAB has advised him to apply for a DRO at a cost of £90. This will help the family to settle financially, stay in the home and schools they are currently in and hopefully relieve some of the stress for ID to then return to work. Thank you for your help
A is a 44 year old who came to us for help with his debts. Following a relationship breakup he lost his home and access to his children. This loss lead to an addictive lifestyle where debt built and self esteem diminished. A is now seeking support and desperate to start anew. Help with the DRO fee would mean he could get a new start and try to build a relationship with his 2 children who he loves dearly. Thank you
This couple are currently in a court battle for custody of his 3 daughters. Delays have meant additional days in court and reduced opportunities to earn money as a self-employed tractor driver. This, together with a move to Universal Credit, have meant money is exceptionally tight. The court is in Truro (35+ miles away) and their car needs new suspension arms. They are able to fit these themselves but cannot afford the purchase. They would be most grateful for any help to keep them on the road.
This lady has been working with Christians Against Poverty, she is doing very well and working part-time to keep her finances in order. Now her washing machine has burned out and she is not able to afford to replace it herself. She has no access to a laundrette and so needs a new machine as soon as possible please. Help with this will be a real encouragement to her.