MP is a Christians Against Poverty Debt Centre client. He is on a very low income and cannot afford the fee for a Debt Relief Order to help deal with his debts.,
The applicant is a single mother of three children ages 8,7 and 4. She suffers from mental health issues and is socially isolated. She requires a set of single bedding for each child, along with a school bag and a winter coat. She does not have the funds to purchase these herself and has been refused social fund help because of previous loans from the social fund. She needs paint to finish her living room, as the living environment is unsuitable for the children. Thank you in anticipation.
Linda lives with her 10 year old son in a social housing association property, they both suffer from ADHD and her son also has Asperger’s syndrome. Sarah has recently come out of a two year abusive relationship and been left with a number of debts that she is unable to pay. She is desperate to have a fresh start and apply for a Debt Relief Order to stop Enforcement Officers from calling at her property to remove goods.
T is a single mum with 4 children who is struggling to cope financially and suffers with bi-polar disorder. Her eldest son in his early twenties also suffers with severe mental health issues. He has recently moved back in with her, but he has to sleep on the sofa as she only has a 3 bedroom house. A sofa bed would help the family to cope with this difficult situation and enable her son to get the sleep he needs.
With her son at college and working 16 hours pw the applicant was managing well. In 2017 her son left college and she was told to work more hours and her tax credits stopped. In Feb 2018 she lost her job and had to wait for benefits to begin. Rent, Council tax and utility payments mounted up and recovery costs were added to her debts. Depression set in until at last she went the Citizens Advice for help and is now determined to get on top. However, the above fee is needed to proceed.
D has been unemployed and caring for his children whilst his partner has been training to be a nurse. As a result they have had a low income and amounted considerable debts from everyday living expenses. His debts have now become unmanageable and he would like to apply for a Debt Relief Order to enable him to take control of his finances.
D is currently out of work and he has been unable to manage his budget and his everyday living expenses. He has found himself in debt with his rent and council tax and due to his low income consisting of benefits only, he is unable to repay these. He can apply for a Debt Relief Order which will help him manage his debts and needs some help to pay the fee for this.
My Client is a single person and resident in private rented property. My Client claims Housing Benefit and Employment and Support Allowance however there is a shortfall towards her rent and she is required to make up the difference which is causing financial hardship. My Client is a recovering alcoholic and requires a bus pass to travel to her local alcohol recovery service but cannot afford public transport due to the above. My Client would be grateful for any help that can be given.
P is a single man who has about £10,000 worth of debt. His only way forward is to do a DRO and he needs money for fees. He is not working but has an interview next week to get back into welding. He has an alcohol problem but is now addressing this. He was so overwhelmed when we told him we would try and get him £90 from a Christian across the Nation. He already feels such a weight has lifted off him and he can actually have a hope.
To assist with Debt Release Order via CAP. Client fully engaged with CAP plan. Health has improved since his surgery and knowing he is becoming debt free.
A new or second hand approved cooker as current cooker broken. Part of funds already sourced, need balance off £55. This will ensure they can cook healthy food, and give back independence
Young many who is being supported in his own accommodation, but is struggling to make ends meet. His support worker is helping as much as he can, but he has still managed to get into debt with his gas and electric, and owes money on the meter. He is now struggling to buy food, and having to rely on food banks. However, they don't provide items such as fresh food, milk or razors, which he now needs. It would really help this young man get himself straight, making his life a little easier.
This young man is in desperate need of new clothes however he has no money to buy any. His personal hygiene is being affected as a result of only having the one outfit. He is struggling to make ends meet due to the welfare reform, and having his benefits cut. He is being supported by a local charity who are helping him get through and to maintain his tenancy, but he desperately needs some more help. This will help to keep him healthier and it will reduce the stress he is feeling right now.
A 28 year old man from Sudan arrived in the UK in 2015. He applied for asylum after political unrest in Sudan and after being beaten up by officials in prison. Unfortunately, his asylum claim in the UK has not been successful and as a result he is not allowed to work or claim benefits and is destitute. However, on top of all this, he is being tested for cancer and has to pay for all his treatment. He has had 2 operations already and needs help to pay medical fees that are being charged.
A couple are trying to get out of debt on a low income. She has mental health problems and he has learning difficulties. They are currently sleeping on a bed settee which is broken and the lady has a bad back too. A new bed would be wonderful! They are working with Christians Against Poverty to help them get out of debt, and they are working hard, against all the odds.
A lady we are working with has ended up in a difficult situation due to a lengthy court process trying to get her children back after her partner ran off with them. She is struggling to pay bills as her benefits were stopped and she has large debts to solicitors. This request is for money so she can pay gas and electric bills and also travel to see her children while she is waiting full custody to be granted back to her.
R is going on a Christians Against Poverty Discovery Course and would like help with petrol costs. She is trying to get all her debts sorted and has no extra money for the travelling expenses need to get to the course.
A. has been in a very physically and emotionally abusive relationship where she is suffering extreme depression, anxiety, low self-esteem and lack of confidence. Her perpetrator has isolated her from her family and friends for many years and coerced her into mountains of debt where she is struggling financially to provide clothing and essential items for her children. Any gift would be to help her children while she is trying to start again.
We have managed to raise £250 towards getting a mobility scooter for Kate - she is housebound currently because of her disabilities, but its not enough to buy any of the road-worthy second hand ones available currently in Exeter so it would be great to top up this amount for her. Her life is tough - she's now having to use all her Personal Independent Payment to pay for personal care, she's working with Christians Against Poverty to sort her debts, so just cannot afford to buy one herself.
This man is struggling to make ends meet. He recently obtained a job but the hours have now been reduced to part time. He has debts and is finding it hard to pay bills. Please would you help him with a grant from Acts 435. Thank you.
M was released from prison in Nov 2017 & currently lives in supported accommodation where the rent is high and his Housing Benefit doesn't cover the payments, resulting in arrears that are beyond his means to pay. He is currently recovering from Lyme Disease, contracted whilst in prison, otherwise he would be able to work. The accommodation is totally unsuitable for his needs but he cannot leave whilst the arrears are owed. The total debt is £215 so any help gratefully received.
Jan is an elderly lady working with Christians Against Poverty and State Pension is her only income. She lives in a flat with no curtains nor carpets and it would great to help her furnish her small living room - second hand will be fine with her. When I told Jan about ACTS435 she was overwhelmed that anyone would want to help her. Thank you.
This single mum has a baby who is almost one year old and she is expecting a second baby who is due next week. Her one year old is crawling and pulling himself up and she lives in an upstairs flat. She will be unable to go shopping or out with the children unless she can put them both in a double pushchair.
Young boy who is desperate to go on a school trip because he missed out last year, but his mum is struggling to pay for it. The school has given him a place, but she needs help to find the full amount, and we are asking for £120 towards the full cost of over £180. His mum has struggled with his behaviour, and it would mean such a lot if she was able to reward his recent good behaviour with this trip. She struggles to cope financially, and just wants to do the best for her children. Thank You.
20 year old young single mum with a 9 month baby on benefits, being supported in a new tenancy. The property needs to come up to standard for her and her child and she needs paint to make it look tidy. She is being helped with her finances, housing, employment and is volunteering - she's basically doing everything she can, but needs a bit of extra help at this time. It would mean such a lot to her to be able to make her home a tidy place for her little family.
S is a lone parent whose debts have increased as a result of relationship breakdown and mental illness (Anxiety attacks and depression). An enforced reduction in his working hours has worsened his situation. S is very keen to deal with his debts and has come to Christians Against Poverty for help. He needs to find £90 to pay the Insolvency Service fee for a Debt Relief Order. In his current position there is no way that he can save for this so he would be very grateful for any help. Thank you
Child illness and subsequent bereavement meant this family found themselves in debt & this was compounded by dad losing his job due to taking time off to attend hospital. They have another 2 children and their washing machine has recently broken down. There is no local laundrette and they do not have car to get to get to the nearest one. Extended family have offered what support they can but can not afford to buy a washing machine. Requesting just £120 towards a reconditioned washing machine.
S is a single mum with 2 children. She has recently lost her job and is struggling financially. She suffers quite badly from depression and anxiety which is compounding her problems. She has council tax arrears and bailiffs have attended her home to seize her possessions. Added to this her fridge freezer has recently stopped working and she has no money to replace it. Any financial support given would help alleviate her problems.
D came to us for help with her debts earlier this year. We helped to sort her debts and she managed to get a job! Last week she contacted us again in great distress, she had got a speeding ticket (she was running late for work) and as she has a strict budget she cannot afford the cost of the awareness course. Not attending would have a detrimental affect on her as she needs a car to work as she works shifts and in remote locations. She has no one else to turn to - please help.
H's husband has had a recurrence of cancer and stopped work for a few months. She has a night shift caring job to try and fill the gap, but they literally can't afford the rent on their house and bills at this time, and are looking to move as soon as possible. In the meantime the family (2 kids) is relying on foodbank food and although very grateful for this she tells me they are longing for fresh food and veg. The family have debts which Christians Against Poverty is helping to sort.
MP is now a single mother having recently separated from her abusive partner and has now moved into social housing. We are helping her to manage the debt which has accrued during this testing period of her life. However, Miss P’s son is due to move to a secondary school this September and this requires the purchase of a complete new school uniform. As there are insufficient funds within her budget for this purchase, this is unfortunately causing her additional stress and anxiety.
This single Dad with a 14-year-old daughter has low part-time income due to health issues. Normally he just about manages but has little for unforeseen expenses. He needs his car for work but it needs some repairs to keep it running. He has a quote of £156.15 for sorting it out and can cover the excess over this request. This will help him ensure he can continue to work and provide for him and his daughter.
T and her family have been struggling with debt for several years. It all started when their eldest daughter was attacked and suffered with mental illness. She has also been diagnosed with autism. T and her husband have had to support and care for their daughter which has prevented them from working full time. They are now struggling with historic debt. By applying for a debt relief order their hope is to be able to put the past behind them and concentrate on the present and their future.
M and his family have been struggling with debt for several years. It all started when their eldest daughter, now adult, was attacked & suffered with mental illness. She has also been diagnosed with autism. M and his wife have had to support and care for their daughter which has prevented them from working full time. They are now struggling with historic debt. By applying for a debt relief order their hope is to be able to put the past behind them and concentrate on the present and their future.
Our client is a single mother of 4 young children. Her Father lives in Leicester and has been diagnosed with terminal pancreatic cancer. Our client has no debt, but does not have the financial means to support her father at this time due to high transport and accommodation costs. An approach has been made to MacMillan and some assistance has been given directly to our client's Father, but they are not in a position to assist children of terminally ill patients. Her father has been given 3 months
This lady has no children and she has tried many times but the procedure costs a lot of money. She is an asylum seeker and unemployed. She is living alone with her husband who works part time with very limited wages. Now she is trying to do another test for a trial to have a child which costs a lot. She asked for some financial help as she can't afford the whole costs due to her circumstances.
The applicant, her partner and two young children have recently moved into a privately rented house. Being on a low income, the rent eats up a large proportion of that income and they are struggling to keep up the payments and in managing their monthly outgoings. Having just had to replace their washing machine (which they could ill-afford to do), their fridge freezer has broken down. The money requested would help them purchase a replacement without causing further hardship.
Mr L who is retired, he is 67. He had taken out a high interest loan to buy a TV resulting in high weekly payments meaning he has no disposable income and unable to save. His sofa has holes in it and is very uncomfortable. This appeal is for £120 to be able to purchase a second hand sofa.
J is disabled and in a bit of debt. He is a young man and trying to find a fresh start to try and get into work again but is so stressed with the debt. He thinks he can manage £60 of the Debt Relief Order fee and we would be so grateful for any help with the other £60 - this would set him free of debt, give him a fresh start and help a disabled young man have a hope and a future. Thank you!
K was doing ok until her older son came to live her, she hit the benefit cap and since struggled to manage. He is going to move out which will help stabilise her finances but she needs to clear her debt if she stands a chance of moving forward. She needs a swift resolution so that she doesn't get evicted and a Debt Relief Order will keep her in her house and her 3 children safe and stable. She can raise a little bit of the fee but needs help with the rest of it. Please can you help?
Due to being depressed and other health problems applicant couldn’t face their mounting debts. But now they are getting guidance from the Citizens Advice Bereau they hope to get their life back on a more level footing
W has accrued debts from a time in her life when she was in an abusive relationship - she is thankfully free from that relationship now and living independently but is still living with extreme anxiety & other issues. We are helping W with her debts and, because of her limited income & health issues, a Debt Relief Order is the only option for her. She would be really thankful for this donation of £90 to pay for the DRO as it would give her a new start in life and she could finally be debt-free.
N. has leave to remain for self and 2 children. She now needs to apply for citizenship for daughter who was born here and has lived here 10 years. N. has a precarious existence as children's father does not support them and there is little left after bills as her job is low pay. N is very involved in the church and has been supported by the members. She has been successful in raising most of the money but needs help to raise the final amount.
The applicant suffers from anxiety and depression. She had some problems with her children and started spending on them to compensate, without keeping track of how much she could afford. She suddenly found the debts were completely out of hand. The Council offered help with the children and she went to Citizens Advice about her debts. They recommended a Debt Relief Order but she needs the fee for this.