J has autism and receives a lot of support from social services to live in the community. She finds it very difficult to manage her finances and has recently struggled with her utility company as she is unable to provide them with regular meter readings. She is really keen for them to change it to a smart meter but they cannot gain access to the cupboard due to a faulty lock on the door. J can't afford to get this repaired and is becoming increasingly stressed by the company's demands for readings.
C is a 60 year old woman with mobility issues. She is unable to work due to these issues and is reliant on her disability benefits to live. Sadly, C has fallen into debt due to her limited income. In seeking debt advice, she has been recommended to apply for a Debt Relief Order, but cannot afford the fee. Please could you help her afford this so she can address her debts and have a fresh start? Thank you.
K and C are a married couple who have been working with Christian's Against Poverty to address their debt problems. The debts have come about because K had to take early retirement from a self employed manual role because of a work injury. This has caused a long ongoing case with the DWP with regards to C's claim for Universal Credit. These issues have meant that the couple are now in debt and a Debt Relief Order will allow them to become debt free and concentrate on trying to get onto a sound financial footing for the future. Your support to pay for some of the Debt Relief Order will be such an encouragement to K and C.
An asylum seeker from Eritrea would appreciate your support to buy a new mobile phone. He would like to be in touch with his family in Eritrea more regularly and also to be able to communicate more easily with local organisations offering help to asylum seekers. He receives £37 weekly from the Home Office for his basic expenses. He does not have the means to save for a mobile phone and he is not permitted to seek employment. He would be very grateful for any help received.
R is a lady in her 60's suffering with poor physical and mental health. She is living in poverty and surviving a bereavement. She needs assistance in clearing her house of many items she has inherited and has no need or room for. She feels overwhelmed by her living conditions, which contribute to poor mental health. Several folk have offered to help 'declutter' and a skip would really aid this process. Once her house is in better order, she feels she will be able to tackle some other tricky issuses in her life. Thanks.
K is working with Christians Against Poverty. K struggles with her mental health and depression and is currently unable to work. K has large debts with her electricity company as the temporary accomodation she is currently housed in and is contracted with a very expensive electric company. She is trapped as she has very limited income. K has come a long way with support from a local church and is now doing some courses to try to get herself ready for work. Please could you support K with a Debt Relief Order?
This lady is a single mum with 2 children and her benefits have recently been changed from Income Support to Universal Credit. She is finding it hard to manage due to the changeover and receiving less money. Her cooker has now broken and she is struggling to give her boys healthy meals. She has no means of saving for a new cooker, please could you help?
This single man has suffered from physical health problems all his life and has recently bacome quite depressed and lethargic. He is living in a small council house which he has never decorated. It is very dingy and he has agreed to let his sister help him to decorate it. He is struggling to afford the paint and brushes etc. His sister is hopeful that the help and the home improvement might lift his mood. Your help would be so appreciated.
This lovely lady is suffering from PTSD associated with a motoring accident on her way to work. She is fearful of her bills and has allowed an arrears to build up. We would like to help her pay her bills so that she can focus on her counselling without the additional worries of debt and the feelings of shame and failure that come with it.
This gentlemen is applying for a biometric residency card which proves his settled status in the UK and allows him to travel in and out of the country. He has suffered a stroke and has been unable to work. He is currently working with Christians Against Poverty to resolve his debt issues. Please can you help him to pay for the appointment he needs to get this residency card?
L is a single mum living in rented accommodation currently claiming Universal Credit and Child Benefit, due to long term low income and multiple debts, she has not been able to afford clothes for herself or the kids. All their clothes are now ill fitting and worn out and L is struggling to make them last. She would really appreciate help with the children's clothes for this winter so they have enough to keep warm and enough to last long enough to allow her to get back on track, with the help of Citizens Advice.
D is a middle aged man with complex medical and mental health issues. His health, and consequently his sleep, are suffering due to an old bed he was given when he was moved into a flat. His physiotherapist has advised a new bed but D only has his weekly Universal Credit benefits to live on and is paying off his debts from this. A good nights sleep would help him to cope with his medical conditions and daily life.
S is a single mum who has college fees debt which needs cleared in order to release her qualifications certificate. She accumulated the debt through changes in her circumstances and dealing with family bereavement. She needs her certificate in order to apply for jobs in her chosen career, which she is particularly desperate for as she is currently looking for work in order to support her four children. Your help would make such a difference.
C is a single Mum whose daughter has specialist nursing needs. The illness restricts C's work chances. She has part-time work, but her income won't cover her outlays because of her daughter's health needs. Her support worker is trying to improve her access to benefits, but in the meantime, C has accumulated debts which she has no prospect of repaying. Citizens Advice believe that a Debt Relief Order is the only way forward for her, and C would be very grateful for help with the fee.
Since the death of her mum, X, who is a single disabled lady, has struggled to cope. In addition to grieving the loss of her mum, X has struggled to cope financially as her mum managed all her finances. Having become overwhelmed with debt, X is now seeking to make a fresh start with the help of Christians Against Poverty. Helping to fund this request would not just fund the necessary first step in fixing her financial problems, but encourage X to take further steps to take better care of herself.
T's son sadly passed away at the end on 2020. This has devastated her. She's lost her job, attempted suicide and has felt completely hopeless. Her debts have spiralled in the last 12 months, to the point where she can no longer pay them and is insolvent. We're working with T to give her a little hope back - a Debt Relief Order will clear her debts and allow her a financial fresh start. Please help us to help T.
R has been referred to us by the local mental health team: she is struggling terribly with anxiety and depression caused primarily by her debt problems. Her husband is self employed and has been in and out of work because of COVID. They've fallen into debt because they couldn't pay bills (especially council tax) and the enforcement action by 3 separate bailiff companies is causing a great deal of distress. R needs a Debt Relief Order as soon as possible. Can you help?
P's wife is struggling terribly with anxiety and depression caused primarily by the household debt problems. P is self employed and has been in and out of work because of COVID. P and his wife have fallen into debt because they couldn't pay bills (especially council tax) and the enforcement action by 3 separate bailiff companies is causing a great deal of distress. P needs a Debt Relief Order as soon as possible. Can you help?
B has struggled for some time now looking after her 4 children with significant mental health struggles as well. Over the years a significant amount of debt has built up which is a great weight on her mind. We now have the opportunity to see this debt dealt with through a Debt Relief Order, which will be a huge step forward for B and her family, enabling her to concentrate on caring for her children as best she can. Thank you for your consideration of this need.
M is seeking a Debt Relief Order but is unable to save the fee due to limited income. M has numerous debts which he cannot afford to repay and needs to resolve the debts as these are affecting his health. A Debt Relief Order would ensure that all of his debts are dealt with and would give him a fresh start and a chance to combat his health issues without the mounting pressure of repaying debt he cannot afford to repay. Any help towards the fee would be hugely appreciated. Thank you.
I have advised R to do a Debt Relief Order to clear his debts, however he can’t afford the £90 fee. He had to stop his work as a gardener due to developing rheumatoid arthritis. He is waiting for Limited Capability for Work-Related Activity benefits and Personal Independence Payment. He is really struggling especially since the removal of the Universal Credit uplift, and a Debt Relief Order is his most viable solution, however he cannot afford the fee. Your assistance with the fee would help R have a future free of debt and it would be very gratefully received. Thank you.
We are supporting our clients to complete a Debt Relief Order to clear their debts. They are in quite a lot of debt which is exacerbating health issues. L is wife's full time carer, and L is full time carer for their autistic daughter. A DRO will help them get back on track with their finances & reduce stress. However, they have advised me they can not afford the DRO fee. Your help towards the fee will ensure the family have a future free from problem debt and lift a huge burden from their shoulders. Thank you.
We are supporting this couple to complete a Debt Relief Order. L has a lot of debt which is exacerbating health issues. L suffers with Mental Health illnesses and her husband cannot work as he is her full time carer and L is a full time carer for their autistic daughter. The Debt Relief Order will help them get back on track with their finances and reduce stress. The couple cannot afford the DRO fees. Any help towards the fee will ensure the family have a future free from problem debt and lift a huge burden from their shoulders.
L got into financial difficulty when husband had to leave work due to recovering from alcohol. L now works full time to support her family but her wage only just covers household expenditure. Her husband is in treatment for alcoholism but L cannot afford to repay the mounting debts. A Debit Relief Order would provide L with a fresh start and lift a huge burden from her shoulders.
J, a 60 year old man, is unemployed, lives alone and has no family. He has both physical and mental health problems. Because he has trouble walking, he gets out very little and consequently about the only joy he gets is from watching TV. Unfortunately, because he already has some debt and insufficient money to pay for a licence, he needs help towards the cost. If anyone can help bring this man a little happiness, it would be very much appreciated.
L is a single lady with severe depression and other mental health problems. She is on strong medication often leading to blackouts which makes it difficult to leave her home. She is mourning her partner who died suddenly a month ago, and she has been struggling with money and debts. Most recently, the bailiffs called threatening to remove goods from her home. She is living solely on Universal Credit and living a very lonely life. She would be so grateful for any help to pay her TV licence and buy food.
M is a single lady with three children who has been through an abusive relationship. She has been placed in local housing with very little furniture and the property is in real need of decorating throughout. She has carpeting upstairs but downstairs has very old, hard tiles on the floor. She would really like some cheap laminate to make it nicer to look at and easier to keep clean. Some local contacts will support with fitting it and provide appropriate furniture where possible.
Our client had been four years heroin free, after a 10 year addiction. Unfortunately, he recently relapsed, and in the last week he has been back to the drug addiction support and he has planned his recovery. He really needs our support to give him another chance to start again. He has managed 2 weeks clean and is determined to recover again. He is struggling with his finances as he has excessive debts. He needs support in paying the arrears for his gas bill and his clothes are very old and tatty, so new clothes would make a real difference. Anything spare will help him to pay for fresh food as he has such limited finances.
This young mum of two little girls is really struggling with debt. When her second daughter was born she was made to move out of her father's home and is now paying rent at a level she really can't afford. She has been suffering from post natal depression and was unable to work for some time. She now is managing a part-time job and receiving support from her church's debt relief team but will never be able to pay back all of her debts so this relief order would truly be a blessing. Please could you support with the fee?
This young lady lost her employment at the begining of the year due to ill health. This has meant that she was no longer able to pay back on her debts. She is now working with Christians Against Poverty in order to deal with this stressful situation. She needs to have a Debt Relief Order but really cannot afford the fee on the benefits she is able to receive at the moment so help with this will make so much difference to her life. Thank you.
L is a single Mum with 2 children aged 15 and 6. She separated from her husband 6 years ago. She works as a school dinner lady but she suffers from osteoarthritis and this is extremely painful for her at the moment and she has been on sick leave. Sadly, she is overdrawn on her bank account and she is very anxious about how she is going to cope and make sure that her children have enough to eat. Help with her shopping bill would really mean a great deal to her. Please support her if you can.
M has had a tough year. His long term relationship broke down leaving him in debt as he was guarantor for his partner's payday loans. He ruptured his cruciate ligament and was unable to work for months. He then had a leak from his bathroom which brought part of the living room ceiling down. All this has left him very down. He is back to work and getting help with the debt but he needs help to get the ceiling repaired and replastered which would really help his mental health. Please could you support M?
Please could you support this young mother of 4 children? Mum is trying to imrpove their home conditions and is working hard on establishing a routine for the children, including having them eat together at the table. The family are living on benefits and cannot afford to purchase a new table. Your support would be so appreciated.
The applicant has recently made a Debt Relief Order application. She lost her job following a breakdown which was a result of her son trying to commit suicide last year. The applicant is currently not working and is suffering both financially and mentally. She now needs a new cooker and any help would greatly be appreciated.
P has had a change in employment circumstances, which has meant that she has had to go onto Universal Credit, but will not receive any money for another few weeks, which means that she is now left in rent arrears and in need of basics such as cleaning products, that she is unable to afford. This money will be able to get her back on track without falling into further debt, while she adjusts to her change in circumstances.
L is currently working hard with Christians Against Poverty to sort out her debts. She works in the hospitality industry and is on a very low income. CAP have advised her to apply for a Debt Relief Order which would enable her to become debt free. L simply cannot afford the £90 fee. She struggles with anxiety and it would be great if we could help her find this amount so that her situation can be changed and she can make a new start.
P is a single man who is partially sighted and suffers with ill health and depression. He is unemployed and on benefits, struggling to make ends meet and is being supported by his local foodbank. P really needs help to buy a month's bus pass while support services try to obtain a disability bus pass through his doctors, although they have refused so far. Any help that you could give P to get this bus pass would be very much appreciated as he has appointments that he cannot get to. Thank you.
S is struggling with low income and poor mental health. She wants to go back to work but due to her recent mental health deterioration she has not been able to. She has been working hard with Christians Against Poverty to resolve her debts and her only option is a Debt Relief Order, which she does not have the money to pay for. The fee enabling her to go debt free will make such a difference and give S a fresh start without the stress of finances.
N is a single guy who is very poorly but as his illness is intermittent he receieves no Personal Independence Payment benefits. He has some debts that have arisen and, with no means of paying them off from his own income, his best option is a Debt Relief Order to clear his debts. Please consider helping him so he can be debt free and move forward with his life.
S has been unwell and her business has suffered as a result. She has been trying to save for a Debt Relief Order to sort her debts out, many of which were coercive by her partner. She was going to pay some of the DRO fee, but last week her partner kicked her out and has left her homeless. Things are so traumatic for her and I would love to be able to help her get the rest of this fee together so that one of the barriers to her mental health is lifted and she can get sorted again. It would be so benefiical for S to have a fresh start away from her controlling partner. Please could you help?
K has fled domestic violence: her ex-partner was very violent and an addict who financially, emotionally and pyshically abused her. She is being pursued for debts she knows nothing about. It has taken her weeks, but she has finally plucked up the courage to ask for help, her embarrassment and shame stopped her from asking for help. K needs a Debt Relief Order - it will set her free from debt and give her hope for the future. Please could you help?
K has two small children under the age of 3 and has been really struggling to make ends meet. K is solely reliant on benefits and her debts have now become unmanageable. K reached out to Christians Against Poverty is engaging fully. A Debt Relief Order is needed to enable her to make a fresh start. K obviously wants the best for her girls and being in debt has taken a toll on her, she knows that becoming debt free and learning new ways to manage her money is a positive step forward.
A 46 year old lady asylum seeker from Ethiopia, living alone and attending Open Doors Charity in Hull would so appreciate your support to buy a new mobile phone as her present phone is damaged. She receives a weekly allowance of £37. She is not permitted to seek paid employment and she misses her family in Ethiopia and would very much like to hear from them. She is unable to purchase a phone from her allowance and would be very grateful for any help offered.
A 22 year old migrant from Albania would so appreciate support to buy an Android Tablet. She has enrolled for an English course in a local education centre in Hull. She has to submit work online and finds it hard to keep up with the course without any means for buying a tablet on her own. She receives £36 weekly for essential items. She is not permitted to work and she would be so grateful for any help received.
A 32 year old asylum seeker from Iraq, living in Hull with her children and attending Open Doors charity would be so grateful for financial assistance to buy a mobile phone. She is not permitted to work and she is unable to save enough money from her weekly allowance to buy a new phone on her own. She would very much like to keep in touch with her family in Iraq and would be very grateful for any help offered.
ThIs lady is really struggling. She lost her mum to suicide and her son has attempted to take his life recently while her younger daughter is significantly self harming. She has declared herself bankrupt and is in receipt of benefits however due to timescales British Gas have sent two huge bills and are threatening to cut off supply. She is clearly struggling and has no means of buying her children Christmas presents. Please could you help?
This gentleman has recently discovered he has a daughter who he is now caring for full time since her mother passed away. He has always managed his money well, however this year is going to be difficult because he's struggling financially. He needs some money towards buying his daughter a Christmas present. He would also like to buy new rugs for their home, to keep the house warm this winter. This money will really help this family of two have a brilliant first Christmas together.
M has been struggling with her health, with her employment being terminated following sickness. Despite this she has tried to continue to work. She has teenage children and no partner; there is little scope to increase her income. We have worked with her to stabilise her monthly finances but believe a debt relief order to free her from historic debts would help her greatly. Reliving her anxiety and depression would allow her to focus on her physical health and the forthcoming treatment.
P is a single parent with a low income. She is eager to get back to work. She has been volunteering in local Forest Schools. She now has the experience to apply for classroom teaching assistant posts. She must have the enhanced DBS check (formally the criminal record check) in order to work with children. Can you help her with the £45 fee so that she doesn't go into debt? Thank you.
This client has been the subject of abusive behaviour from a former partner and most of her debts are from that relationship. She is trying to work as a barmaid locally but has just discovered that she's pregnant with twins in addition to her 3-year old son so she has to find alternative accommodation soon. She is reliant on the local foodbank and has no assets with which she can afford the Debt Relief Order fee, which will provide great relief from the constant demands from creditors.
We are working with a client whose recommended route out of debt is to get a Debt Relief Order. The client is a single mum currently trying to get custody back of her son. Several white goods have recently broken in her home and she has very limited income. She is also trying to set up her own cake making business. She does not have the money to source a DRO and we would be so grateful if you could support the payment of this DRO.
A has struggled for many years with her finances due to the mental health issues of her ex-husband. Her husbands mental heath is very severe and he had to be admitted to an institution. A is now alone with her autistic son. She would benefit from a fresh start in form of a debt relief order and therefore we would be so grateful for a donation towards this.
Please help a young single mother of 2 to become debt free. She has had a poor start in life being made to leave home at 16 with little life skills and has spent time homeless sofa surfing at different friend and families houses, as well as being involved in a couple of negative relationships. Please help her to have a fresh start. This will enable her to wipe the slate clean, get into affordable rented accommodation and give her children a better start in life to what she had.
This young couple with two school age children are struggling to save up for Christmas while covering their normal household bills. The husband, who is self-employed, has been in counselling for PTSD after witnessing the suicide of a neighbour. He is managing to continue in work but on reduced hours but his aspiration is to return to full-time work. Your support to pay for the bills whilst Dad gets back on his feet would be so appreciated.
The single mother was referred to us as the youngest daughter had recently moved to Secondary school. Unfortunately, from early on in the school year the child was bullied by multiple students and has developed anxiety relating to going back to school. After 2 months the decision was made to change schools. This means the mother now has to buy a new uniform as well as sports equipment and other items. This support would relieve the financial burden and help make the move smooth.
B is an ex-soldier who, since leaving the army, has suffered from multiple physical and mental health problems. He receives Universal Credit but has built up debts and is struggling to meet his day to day living costs. His cooker broke down 6 months ago and he has not been able to afford to replace it. At present his microwave is not working either, so his only means of preparing anything hot, is by using hot water from the kettle. Help to buy him a replacement cooker would be a greatly appreciated and would be a real blessing for him.
M is a single mum of 3 children and is struggling to buy school uniform for the children along with the pressure of being in debt with her utility providers, M has faced some benefit sanctions, meaning her income has been reduced significantly, causing more distress in her day to day. M is trying to get by with a part time job, but is unable to go full time because of childcare challenges. Any support towards her immediate living costs would alleviate immense pressure and stress for M.
S has recently been suffering from poor mental health and ignored his credit card bills for months. He has started working with Christians Against Poverty and is ready to face up to the situation; so far he has been so determined and really kept up with paperwork and information. S has a full time job but no heating oil in the tank. Whilst he is making his debt repayments he does not have any spare money to pay for fuel. Your support to purchase heating oil would be so appreciated.
A is in a desperate situation, living in a caravan while awaiting executive housing. Recently, received a speeding fine and her income has lowered due to being unable to work with poor health. She is not managing everything well at all and is in desperate need of some support. Your donations would enable A to clear the fine and put food on the table for her kids, and allow A to look to move forward.
Our tenant has received a larger than expected utility bill following the fuel price increase.He is unable to pay the whole amount without assistance due to the Covid-19 uplift being taken away from his monthly benefit allowance. Any support to ease the stress of this difficult situation faced by our tenant, who already suffers from poor mental health and additional needs, would be greatly appreciated.
Our client is a special guardian for three children and is experiencing financial hardship due to historical council tax debt. She is working towards paying this off but is struggling to balance her money and is finding herself getting into further debt with gas and electric, especially with the increase in energy costs. This young mother is worried about Christmas and has no money due to the debts. Please could you help her to cover the bills and food for a couple o months so she is able to address her debts?
T is disabled and has lots of health problems. She has two children, one is 24 years-old and recently injured in a car accident, which has out a real strain onT's time and finances. She needs help with buying a new washing machine as her current one is broken and does not have the money to replace it. Having a new washing machine would be a huge weight off her mind.
C is unhappy and lonely, living on his own without any social support. He suffers from anxiety, panic and stress and can't cope with the demands of daily life. He has a local authority flat but can't hold down a job or manage his finances, which has led him into debt. Fortunately, he has turned to Citizens Advice who are trying to help him and have advised a Debt Relief Order to provide a fresh start. C can't afford the fee and would be very grateful for your help.
L is a single mum starting over with nothing. She is living in poverty since she was evicted and made homeless. She has recently been placed in emergency accommodation with her 5 year old child. She has very limited finances and a lack of basic items. She needs a number of kitchen essentials, including saucepans, frying pans, kettle, a toaster and microwave, as well as bedding and towels. She needs to purchase a bus ticket so her little boy can have contact with his father as they have been placed a bus journey away and her son is missing his dad. Please could you help this family in desperate need?
We are working with a single mother escaping domestic abuse. She has very little means and is struggling with her own mental health and traumatic situation, but gets up every day and goes to work to make ends meet. She has been up-routed and housed further away, meaning travel to work is more expensive. She has had to buy items as the new house was unfurnished, but she needs help with one month bus travel to get her through as she is desperate to not lose her job.
J has moved from sleeping rough into temporary accommodation. Unfortunately, the accommodation is completely unfurnished and there is not a bed. Warming up the Homeless has been able to provide most items but there was no access to a bed, which this gentleman desperately needs. He would be so very grateful to you if you could assist. Thank you very much.
C is 48 and suffers from a number of health issues including anxiety and depression. Recently someone she knows used her bank card to take money from her account. She then got behind on her rent and was threatened with eviction. Her landlord did relent but only after she agreed to pay an extra £100 a month to clear the arrears. To keep her home she is struggling to buy food and keep her electric meter topped up. Your support would mean a great deal to her if you were able to offer a donation.
This vulnerable man with learning difficulties struggles to manage his money. He has lots of debts which affects his mental health. He is in urgent need of a washing machine as his current one has stopped working. He has no spare money to obtain a machine or to pay for a laundrette. Please would you help to buy a refurbished one? This would enable him to feel a bit better about himself.
S is a recovering addict and wants to turn his life around. He has been clean for seven weeks and refuses to go back to his old ways. He has little to occupy his mind whilst he looks for gainful employment and a TV will take his mind away from further temptation. S will be so grateful if you could be kind enough to assist him in any way. Thank you.
This lady works hard to provide for her 3 children but is still struggling financially. She has supported her husband for a number of years through his serious mental health episodes, but they are now estranged and he is unemployed and offers no financial support. When we spoke to Mum today she was in tears at the fact she is not able to purchase gifts for the children for Christmas. Please could you support Mum in buying gifts for her children?