M has significant debts and needs a fresh start through a Debt Relief Order but cannot raise the fee. He suffers from anxiety, exacerbated by his financial problems, and has attempted suicide. He is diabetic with various health problems being investigated. His debts started when a few direct debits were ‘bounced’, and then in 2017 his benefits were sanctioned. He now diligently seeks employment, so far unsuccessfully, but does not have anything left over from his Universal Credit.
J requires this finance to attend Counselling sessions for marriage and budgeting course together. Course held by Edify. With CAP to fre themselves of debt
S is looking for a job nearer home to help with budgeting costs. Her current traveling costs are eating into a very tight budget, resulting in the inability to maintain heating.